1. Welcome! Please take a few seconds to create your free account to post threads, make some friends, remove a few ads while surfing and much more. ClutchFans has been bringing fans together to talk Houston Sports since 1996. Join us!

Why the liberals are so panicked about Obamacare: incompetence, arrogance and deception

Discussion in 'BBS Hangout: Debate & Discussion' started by bigtexxx, Nov 15, 2013.

  1. Refman

    Refman Contributing Member

    Joined:
    Mar 31, 2002
    Messages:
    13,674
    Likes Received:
    312
    If he really worked with business in some standard setting manner, he would have worked with the insurance industry in a meaningful way so that the cancellation problems would have been avoided. He only had 3 years and 8 months to work on it.

    If you think that is the standard to be set for government working with industry, I can't take anything else you say seriously. See...other people can do that too.
     
  2. otis thorpe

    otis thorpe Member

    Joined:
    Jun 29, 2013
    Messages:
    1,422
    Likes Received:
    13
    Insurance had yo can cell substandard policies. Working with them doesn't mean letting them have their way. This law was passed 4 years ago so this whole delay narrative is ridiculous.
     
  3. otis thorpe

    otis thorpe Member

    Joined:
    Jun 29, 2013
    Messages:
    1,422
    Likes Received:
    13
    Had to cancel^^
     
  4. Space Ghost

    Space Ghost Contributing Member

    Joined:
    Feb 14, 1999
    Messages:
    14,362
    Likes Received:
    5,829
    Your definition of substandard may not be the same as mine. The ACA says that my plan that does not cover maternity is sub standard. Is this a hard concept?
     
  5. otis thorpe

    otis thorpe Member

    Joined:
    Jun 29, 2013
    Messages:
    1,422
    Likes Received:
    13
    Do you have a single policy or family
     
  6. Refman

    Refman Contributing Member

    Joined:
    Mar 31, 2002
    Messages:
    13,674
    Likes Received:
    312
    Why does that even begin to matter? I have a single policy. Now I have maternity coverage (which, as a guy, I don't need), pre-existing condition coverage (which, since I don't have any, I don't need) and a big fat premium increase (which I don't need). Other than that, I had a low deductible (lower than the ACA requires), and a low visit copay. It suited my needs well.

    Substandard is a matter of opinion.
     
  7. Refman

    Refman Contributing Member

    Joined:
    Mar 31, 2002
    Messages:
    13,674
    Likes Received:
    312
    The law was passed four years ago, so the "if you like your,plan, you can keep your plan" rhetoric was either bull**** or the President was naive.
     
  8. otis thorpe

    otis thorpe Member

    Joined:
    Jun 29, 2013
    Messages:
    1,422
    Likes Received:
    13
    That will get fixed
     
  9. otis thorpe

    otis thorpe Member

    Joined:
    Jun 29, 2013
    Messages:
    1,422
    Likes Received:
    13
    You guys do know it takes two to tango:)
     
  10. bobmarley

    bobmarley Contributing Member

    Joined:
    Jul 8, 2003
    Messages:
    6,489
    Likes Received:
    318
    Riiiiiight!?
     
  11. Refman

    Refman Contributing Member

    Joined:
    Mar 31, 2002
    Messages:
    13,674
    Likes Received:
    312
    It is easy to say that and very difficult to make it happen. The ACA requires certain enhanced coverages. Those coverages cost money. How do you fix that problem without unraveling the ACA and the additional coverages it requires?
     
  12. otis thorpe

    otis thorpe Member

    Joined:
    Jun 29, 2013
    Messages:
    1,422
    Likes Received:
    13
    Women's health is a political issue. I hope that didn't prevent someone from saying everyone doesn't need that
     
  13. otis thorpe

    otis thorpe Member

    Joined:
    Jun 29, 2013
    Messages:
    1,422
    Likes Received:
    13
    Insurance policies aren't gender specific. I just thought about that . The govt is simply trying toake sure women's health is covered
     
  14. ArtV

    ArtV Contributing Member

    Joined:
    Jun 25, 2002
    Messages:
    6,856
    Likes Received:
    1,445
    What? You mean people will pay the $95 tax because they can't afford the insurance costs? Who didn't see that coming?

    http://politicalticker.blogs.cnn.co...tory-frustrated-by-sign-up-process/?hpt=hp_t1

    Woman cited by President as Obamacare success story frustrated by sign up process
    Posted by
    CNN Senior White House Correspondent Jim Acosta

    (CNN)– Washington state resident Jessica Sanford was bursting with pride when President Obama mentioned her story during a Rose Garden event on health care reform last month at the White House.

    "Who wouldn't?" Sanford asks. "I'm a nobody really to have him mention my story."

    Back in October, Sanford had written a letter to the White House to share her good news. The 48-year-old single mother of a teenage son diagnosed with ADHD had just purchased what she considered to be affordable insurance on the Washington state exchange.

    "I was ecstatic. I couldn't wait to call the doctor for an appointment on January 2nd," Sanford told CNN about the feeling she had when she first enrolled.

    Her heartfelt letter made it to the President's hands and then into his October 21 speech.

    "'I was crying the other day when I signed up. So much stress lifted.'" Obama said, reading from Sanford's letter.

    The president said Sanford's story was proof, despite the technical problems with the healthcare.gov website, that the Affordable Care Act was working.

    "That's what the Affordable Care Act is all about. The point is, the essence of the law - the health insurance that's available to people - is working just fine," Obama said.

    But then, after Obama mentioned her story, Sanford started having problems. Sanford said she received another letter informing her the Washington state health exchange had miscalculated her eligibility for a tax credit.

    In other words, her monthly insurance bill had shot up from $198 a month (she had initially said $169 a month to the White House but she switched plans) to $280 a month for the same "gold" plan offered by the state exchange.

    Sanford said she was frustrated with the state's error. But she decided to purchase the new plan and thought everything was fine.

    It wasn't fine. Last week, Sanford received another letter from the Washington state exchange, stating there had been another problem, a "system error" that resulted in some "applicants to qualify for higher than allowed health insurance premium tax credits."

    The letter said the state exchange was "disappointed to have discovered this issue" and apologized.

    The result was a higher quote, which Sanford said was for $390 per month for a "silver" plan with a higher deductible. Still too expensive

    A cheaper "bronze" plan, Sanford said, came in at $324 per month, but also with a high deductible - also not in her budget.

    Then another letter from the state exchange with even worse news.

    "Your household has been determined eligible for a Federal Tax Credit of $0.00 to help cover the cost of your monthly health insurance premium payments," the latest letter said.

    "I had a good cry," Sanford said about her reaction to the latest news from the state.

    As a self-employed court reporter, the new quote was simply out of her range.

    "This is it. I'm not getting insurance," Sanford told CNN. "That's where it stands right now unless they fix it."

    Sanford, an Obama supporter who voted for the president twice, is careful to say she blames the state of Washington's online marketplace for the mixed signals and not the White House.

    She is sorry Obama mentioned her during the October 21 speech.

    "I feel awful about it. I support (the Affordable Care Act)," Sanford said.

    But the messy rollout in the other Washington, the nation's capital, was not far from her mind.

    "What the hell? Why is it the same story as the federal government?" Sanford says in disgust with the Washington state exchange. "They didn't have it ready."

    "They screwed up," she added.

    Sanford reiterated her frustration in a post to the Washington HealthPlanFinder's Facebook page last Friday.

    "Wow. You guys really screwed me over," Sanford wrote. "Now I have been priced out and will not be able to afford the plans you offer. But, I get to pay $95 and up for not having health insurance. I am so incredibly disappointed and saddened. You majorly screwed up."
    In response, a HealthplanFinder posting tried to direct Sanford to a broker for help.

    "Jessica, we are very sad and disappointed that the tax credit miscalculation affected you so heavily," the comment read, suggesting she try to find a new plan on the site. Sanford responded on Facebook the issue was affordability.

    Bethany Frey, a spokeswoman for Washington HealthPlanFinder told CNN on Monday night, "I'm already looking into this with our client specialist team. I'll let you know what I hear."
     
  15. bigtexxx

    bigtexxx Contributing Member

    Joined:
    Jun 12, 2002
    Messages:
    26,893
    Likes Received:
    2,241
  16. Air Langhi

    Air Langhi Contributing Member

    Joined:
    Aug 26, 2000
    Messages:
    21,586
    Likes Received:
    6,192
    Actually it isn't a bad deal. Since once you get sick you can sign up for insurance and they can't deny you. It might actually end up being a better economic option. If enough people did that they could hurt the insurers.
     
  17. ArtV

    ArtV Contributing Member

    Joined:
    Jun 25, 2002
    Messages:
    6,856
    Likes Received:
    1,445
    They are going to hurt the insurers either way. The people that are signing up are the very sick people. The govt's plan was to get other people to sign up to help pay. Those people aren't going to sign up unless there is a threat of prison time (ridiculous) or the fine/tax become close to the actual premium. It's only "Affordable" if the govt pays for it.
     
  18. otis thorpe

    otis thorpe Member

    Joined:
    Jun 29, 2013
    Messages:
    1,422
    Likes Received:
    13
    and it's not that out of line on price the last few years.
     
  19. ArtV

    ArtV Contributing Member

    Joined:
    Jun 25, 2002
    Messages:
    6,856
    Likes Received:
    1,445
    Agree that's not out of line with past pricing but what's the motive for signing up now when they didn't before? A $95 fine? They couldn't afford it before and without the govt subsidy, they still can't afford it. So let's fine the people that can't afford insurance without govt help?
     
  20. otis thorpe

    otis thorpe Member

    Joined:
    Jun 29, 2013
    Messages:
    1,422
    Likes Received:
    13
    could you get that type insurance at that price without employment or self employment? serious question?
     

Share This Page