When I was in college, I had tested out of all my Englishes.....or so I thought. I never bothered checking up on whether ALL of my credits had been completed until I applied for graduation, and that was when my adviser told me I had not completed one of my literature courses. I was an engineering major, so I never really cared for all those core classes. Basically, I spent a whole extra semester taking 12 hours of crap classes so I could still be a full-time student for insurance purposes, while still paying for rent, food, and all the other expenses that come with being away for college. On a plus note however, I made the most of it, and spent the time learning how to play guitar, golf, improved my jump shot, and got into the best shape of my life (which also happened to increase my success with the ladies), so I guess the money was worth it in the end.
Probably about $4k for me after getting arrested for criminal mischief. Lady_Di, I grind my teeth in my sleep too, had a nightguard and had it break on me too. I'm not really in a situation where I want to shell out the $500-$600. I've been told to try out the $30-$50 guards at CVS or academy; they won't last as long but they do the trick, supposedly. Have any advice on that, or should I just suck it up and pay for a real nightguard?
Buying a car from a used car dealer with less-than-outstanding credit. Such a horrible mistake at the time. Well, older and wiser now.
$1200 for an Acer 24" LCD monitor 4 yrs ago. The thing die on me in 3 yrs. Got in fix on the first yr. and send it back to fix on the second yr.
be careful of plastic or soft nightguards. In the long run they can cause problems because when you grind your teeth on those, they apply an unatural torque to your teeth. It's expensive, but the best for you is a custom fit hard plastic (or whatever material it is) nightguard from your dentist. I'm going to have to pony up the cash on my next visit to get one.
Ditto... I just put mine on the market for lease and its only $50 more than mortgage+HOA fees+special assessment fees... and even then i keep getting ****ty lowball offers of $200-$300 less than what I'm asking. It's a buyer's market -and they know it. I just have to see if I can suck it up and keep paying the damn mortgage on this house while it earns no money for me. $2600/month for rent?!?!?!? That is crazy talk... unless this property is in NYC or SF.
When the only serious offers I get are WAYYYY below the price I originally bought the house for... It sure doesn't feel like I'm building equity... It feels like pure stupidity on my part every month when i cut the mortgage check.
You live in Houston? Every thought about hiring a property manager to do everything for you? They got me a good tenant less than a month after I hired them. He just signed a new 2-year lease too.
Not counting stocks, buying a Volkswagen ten years ago and signing for a first house that we pulled out of since it turned out to be crap. Pulling out of the house was the best decision we ever made since it would have been even more expensive if we bought it. I figure I lost about 4K in repairs on the Volkswagen during the six years we owned it and about 4k for the house.
$400 I was about 17 years old and would often participate in mail-in contests. One day, some guy calls up and says that I won a car!!! All I had to do was purchase an ancient Roman coin for $400 and the car was mine. So, I naively got a postal money order and sent him that amount. The coin arrives and later he calls back to thank me for the purchase and says that the car is mine.... IF I send him $2000 for taxes. At this point I got wise to the scam and told him that I wasn't going to send any more money. At that point he mumbled something about "kaka" and hung up. It was an expensive lesson to learn, but that's the cost of life experience, I guess. I still have that stupid coin. It sells for about $10 on eBay.
I moved out of Houston and put the property on the market. My real estate agent also is a property manager (Remax) and also happens to be my neighbor at the old house. He has the house listed for sale and lease through his company as a property manager. He's had a ton of showings and tons of low ball offers... and that's about it.
This. I hated the plastic or soft nightguards so I finally shelled out to get the hard plastic custom nightguard. I love it so far so that is why I am going to the dentist tomorrow to get a replacement or hope that it is salvageable. I always had headaches in the mornings and I have some cracked teeth due to grinding so it was in my best interest to get a custom one.
Well you're in a different position from ima. You don't have tenant and even if you get one you probably won't break even because of maintenance. It sounds like ima is basically breaking even, which mean someone else is paying his mortgage and building equity for him. So, he can afford to wait out the housing market.
Gave this chick that I was madly in love with a thousand dollars and only got a hundred back. That was back in '98 when I was a damn fool. Also taking out a HELOC on my home. Sure, it helped pay some debts off but we can't move because we have a second mortgage attached to the property. As bad as the housing market is, we still have some equity if you just go by the first mortgage but that second one just kills us. As a result, my work commute (back and forth) each day lasts anywhere from 2 and a half hours to 3 hours.
If you have gotten a lot of "low ball" offers maybe that is the actual value of the house right now. Does your agent have recent comps (last 6 months) to support your asking price?
