Oh man.... Let's say $200K straight into the bank. I'd pay off my loans ~$90K when it's all said and done. Pay off my mom's house and any outstanding debt she may have, plus an additional amount just for being my mom. I really have no idea, but $200K ought to cover this. Buy a house. One with a big, 3-car garage. ~$250, maybe? Buy a car. Nothing crazy....maybe give myself $40-50K here. Rebuild my Mustang. No idea, but probably in the neighborhood of $20K. All that leaves me with around $185K-195K, give or take. I'd give as much as I could to a hospital. Probably Texas Children's Hospital or M.D. Anderson.