Union thugs rough up peaceful protestors at townhall meeting

does anyone know what's going on in that video

 

But the private insurance companies to restructure in such a way that businesses will still use their plans. It's the fault of insurance companies to begin with. If they can't compete, then they don't deserve to be in the business.

I think others have already mentioned that the govt. plan has to be self sustaining, and paid for.

 

The problem is that private insurer model works by charging the employer money more then then employee - the public plan being proposed wouldn't cost the employer anything.

You would just shift the cost from the employer to the employee. And in fact, it might raise the premium for employees across the board.

That's not helping people, that's hurting them.

 

But if it raises the premiums for employees then it is an opening for Insurance companies to make their deals more attractive, and just as now people will want to work at businesses that offer good benefits with low premiums.

So just as now businesses will want to offer good insurance to attract good employees.

 

Most businesses will not be willing to pay $350 a month per employee if they don't have to. Employees won't care as much because they will just pay for the public plan.

This will move a lot of people from private insurance to public. This is why it will bankrupt the nation. It's a really bad idea. A public plan doens't just compete with private insurance, it has an unfair advantage.

The only way to make a public plan work is to charge an employer $350 a month if their employee goes on the public plan - and then you have the problem of how do you deal with small business.

It simply does not work.

 

You think that employers offer insurance because employees wouldn't work unless they could get it. Yet they wouldn't be upset at opting for a public plan with higher premiums?

If businesses offer it now to attract better employees, why wouldn't they do it then?

It seems like the only thing that would have to happen is for private insurance companies to make their rates more affordable.

 

Quite the opposite. If there is a viable public option, employers will want their employees to take that and alliviate the financial burden and the bookkeeping.

Additonally, employers are currently paying 70-85% of the premium, the current plan will require employers to only pay around 60% - so employers will then reduce to that level and boom, we all get hit by higher premiums.

It's a bit roll of the dice FB....I don't want to roll those dice.

 

I understand and you are definitely entitled to your opinion. I've never had a problem with folks having different opinions on things.

I thought you were saying earlier that the public plan might cause people on it to have their premiums increase.

I was just saying that if that happens people won't be happy, and would be willing to use private insurance companies. It's up to those companies to put together plans that can offer that. If they did then businesses could use those insurance plans as incentive to attract better employees.

 

I am not against a public plan, but to me, they have to figure out a way to disincentivize employers from using it as an excuse not to provide coverage.

The public plan should only be available to hourly, part-time, and unemployed workers. If they do that, then I think it will not only be accepted by the insurance industry and hospital more, but it will also not screw up the system and will a good step in the right direction.

Trying to solve health care in one bill is fool's gold. I thought Obama would be smarter and think of health care reform in a series of steps.

 

Really agree with this. But as hard as it is to take even an incremental step, (see present uproar), do you think people would really put up with the notion of many steps?

 

First...it was you in another thread that chided me for bringing up the Nazis, telling me that as soon as you bring up the Nazis you admit you have no argument. Thanks for proving that point.

Second...I certainly hope (which I know you don't) that you have some proof that the protesters were hired by the insurance lobby. Since you don't, you are talking out of your ass. This is not really a shock.

Thirdly...both sides on this are behaving horridly. I am tired of the petulant children that make up the Democratic and Republican parties.

 

If bill clinton had gone for a small step early in his presidency and another small step later, i guarantee you even bush would have taken another small step.

if you take a small step and people see that it doesn't ruin their world, then it becomes easier to take the next one.

if obama just made health care reform as step A - extending insurance to hourly, part-time, and unemployed workers - guess what, there would be no uproar - who is going to complain about that?

 

Isn't it a red flag that insurance companies are paying some of these conservative organizing groups to disrupt these town hall meetings?

 

Who? Oh, a few names come to mind.

And rocket3forlife2, yes, it is an obvious red flag, but there are straightforward ways to spin that, I assume.

The conservative groups are motivated by doing what's right for America, and in this case, that just happens to coincidentally line up with the interests of the monolithic medical insurance companies.

 

Republicans Propagating Falsehoods in Attacks on Health-Care Reform

 

Based on the projections of $100 billion a year to cover 46 million people, that would be about $2,200.00 per person.

I don't know about you guys, but I don't pay anywhere near that for my health care (premiums and copays combined).

 

Mine is at least 3600 per year. Actually mayb even more.

 

This is what I did not know. Thanks for adding to the conversation with facts. Anybody else?

 

Haven't they already figured out how to pay for about 2/3 of it?

I remember reading that, but I can't find it now.


By the way, I pay just over $5000 in premiums for me, my wife and two small daughters. It would be $3600 for just me and my wife and $1000 just for me.

In a typical year we pay about $1000 in copays and whatnot, but this year it will be closer to $4000.

 

I pay more than that on medical supplies, co-pays, and premiums. As someone with type 1(juvenile) diabetes I'm sure my health care costs over 10K a year, possibly five times that.

It would be nice if I could get all my medical supplies covered. If I just had that done it would be very helpful.

I should add that I manage my diabetes fairly well, and am healthy, and active. For people who don't, or aren't able to to manage their diabetes effectively, the cost of their health care could sky rocket easily.