Under 26 year olds now insured bc of Obama's health care victory.

Although I think a public option is flawed(There are no flawless choices), I am a supporter of the public option. I absolutely hate the current system. I hate the employer group policy system in which I get no real say in my policy(I consider my current policy to be my employer throwing away $400/month).

So what if I have no say in what other parents do? Does that mean I can't think that kids shouldn't be depending on their parents at age 25? I did my bachelors in 2 years. Being able to do it in 4 years shouldn't be a problem, but for some reason it is. I have friends still in college working on their bachelor's in year 7. Year 7.

If you can't tell, my anger is directed at certain people that I know.

 

I'm guessing you didn't have to work to support yourself while going to college. Taking more than four years is not unreasonable if the person is doing more than just going to school full-time, or if the person is a full-time student pursuing a higher degree.

 

hahaha. Well, sounds like a personal issue?

I don't see it as children mooching off their parents. I see it as a method to insure more people who just happen to be young adults in this case. It isn't really any more money out of the parents pocket because they have a family plan. In my case, it doesn't cost me any more to insure two kids vs three. All it does is protect young adults who haven't found a decent job yet.

 

You do realize this is going to RAISE the overall cost of healthcare insurance don't you?

 

LOL

You are so ridiculous. You don't have to have a $5,000 deductible if you avoid an HMO. There are deductibles as low as $250, there are also plans of $1000 deductible with 100% insurance payment after deductible.

 

Why do liberals so love a program that Richard Nixon promoted heavily, and "All the incentives are toward less medical care, because...the less care they give them, the more money they make." link

Spoiler

I wanted to ignore glynch, I really did. I took his bait, though. I'm weak.

 

I do think $20 copays can encourage overractions and over usage of insurance. but I have no problem with them. everything has a weakness

 

I can tell you that in order to cover his wife and kids, it would cost him an extra $1,100 a month. Just him adding his wife would cost $400 a month. I just did some quick math. Generally, employer paid policies are very expensive, and a lot of employers will require you to pay the entire cost to cover dependents.

I do find it rather humorous that you assume that I just have a spare $5,000 lying around. I don't.

Most young people choose a higher deductible policy because they are more affordable, and the fact that people in that age bracket are much less likely to need extensive medical care. This, of course, is a red herring because we are talking about older dependents being able to be covered. My point was and remains that for a lot of people, it simply is too expensive to do so. The ability to keep a 26 year old kid on your policy is only as good as your ability to pay the premium.