What about the middle class that doesn't have coverage? That's what I was thinking of more than anything. I think that you are going to have a large amount of people that work and can't afford coverage. Small business owners are going to be effected most of all and the vast majority of these people are middle class people. So now you have people that work hard and pay taxes that pay for medical care coverage for everyone but them. That's probably the biggest slap in the face ever. I'm also not following where coverage change is a crapper. No coverage is the biggest crapper of all.
I dunno man I have a friend that makes 12 bucks an hour at a hotel that has medical coverage. With a median salary at 43K in the USA i bet the vast majority that make over 30K could have coverage if they wanted it. I think people underestimate the number of people that choose to make more cash with a 1099 job rather than a lower paid job with coverage. If you go universal that choice will be gone.
You obviously do not have a family and even more obviously have never owned a business or tried to get insurance coverage on your own. Not everyone can work for a place that offers medical coverage. It is beyond stupid to think that people should not start businesses and only go work for companies that have medical coverage. How would any new businesses start? What happens to mom and pop stores and businesses? I'm sorry, but I don't work for $12 an hour. That is the opposite of the American dream. I'm not knocking people that do but I'm not raising my kids to work for $12 an hour just so they can go to the doctor when they get a cold. That life has ZERO potential. $30k a year isn't far behind at all. These people are both poor in the US, I don't care where you live.
I am not saying you have to get paid 12 per hour to get it. I am saying if a person has the skill level to make that amount of cash they now have a choice to either do that or to work contract for more cash. I have a skill set that allows me to also make more than 12 per hour but if I wanted to I could make even more than I do now by doing 1099 contract work. I do have a family and I do not want to see them in a worse system. The median income is 43K. I don't understand you point about american dream. I guess you didn't understand my point about CHOICE.
Choice? You have no choice. You have to work at a job making less money so that you can at LEAST get the ****ty medical care that you currently get. You want to talk about choice, how many more jobs could you open yourself up to if you didn't have to worry about medical coverage? How much more money would you make?
I would not make any more money. The benefit of working 1099 contract would be lost since everyone would be on the same ground. Right now if you work 1099 you get more in $$$ because they do not have to pay 401K, med benefits or many of the other things I get. If I was single I would be working 1099 jobs and traveling right now. Since I cannot I make less and get benefits. If their is universal coverage someone who chose to not be single would get no benefit to traveling or working 1099.
Bull****, you get more money from 1099 because of taxes. Right now that company matches the taxes that you pay. When you are 1099 you are responsible for those taxes but you also are able to write off everything under the sun. You pay for your benefits one way or the other. Don't delude yourself into thinking that it is for any other reason.
I am able to write off my stuff at home. If I work at home from my job I can write off my office space of my home and my computer just like a 1099. I do not understand why you do not get it. my jobhas to give me medical coverage. That is a cost to them (way more than it is to me) read ealier int he thread about the guy who has to only hire temporary workers. He could hire non-temp workers and give them coverage but it would cost him more so he would have to pay them less.
Your job does not have to give you medical coverage. You cannot write off nearly as much as when you are an employee of a company versus owning your own business. As a small business owner, I can tell you with great confidence that your plan is ****ing middle class America and small business owners in particular. These are the same people that you want to "save" so bad from socialized medical care. Go see the quality of life in these "socialist" countries. Don't look at if their houses are as big or if they have as many big cars. Look at their quality of life. I guarantee you that they win and they win big.
Is the system messing with middle incomers or with small business owners? Because the majority of small business owners make a ton more than the median income. I didn't say owning a business I said contract work. Yeah I am sure if we spread out the high cost of health care coverage for small business to everyone they would love it.
I guess thats why so many small businesses fail. From all that money coming in. Contract and small business is basically the same thing. You are working on your own. I'm sure the unemployed and people on wellfare would love it just as much. How are poor people more entitled than the middle class? This is where you and I have fundamental differences. I believe everyone should have the right to get treated by a doctor and you don't.
So does this mean you think small business owners are much more wealthy than average americans? The median income is 43K. Not really but it doesn't matter. Business usually means you have employees. Yeah thats not really what I said. I said middle class have the option where the poor and unemployed do not have the option. Most small business owners are rich, certainly have more income than the median income. I do not see why it should be a priority to save them money. Sorry.
I know it as common sense. If you want to bring in numbers to say its not the case lets see them. Median income is ~ 43K.
Forreal . . .the innovation that drives America to make money . . . 1. Pays only a minority of people 2. once it is created and made profitable . . it is duplicated for pennies on the dollar elsewhere [before Walmart went 4$ a pop . . .the rest of the world was paying even less than that . . .why is it ok for us to pay 100$ a pill so someone in Thailand can get the same drug for 50 cents?] Look at any Tech created using our R&D . . . . .once created - duplication is cheap. Rocket River
drugs and expensive machinese are a huge part of our expense for medical care expense. I mean western medical care is basically drugs, expensive machine or surgery.
I used a crazy idea and googled "average income of a small business owner" and got this. Would live to see your links. Thanks http://blogs.zdnet.com/ITFacts/?p=11901
No, it's called sarcasm. It isn't like $43k is a ton of money. You are arguing for the sake of arguing. Please explain all of the options that the middle class have? Rich is subjective. My wife and I applied for medical coverage for our family. The monthly premiums were about $1000 a month for our family. Since you love the median income level so much, lets see what this "option" does to that income. Say that both my wife and I make the median income level. We are bringing in $86k a year as a family. $12k of that $86k would go toward medical insurance premiums. That doesn't include doc visits, prescriptions, etc., etc.. Roughly 14% of our annual income is going towards insurance premiums. This is BEFORE taxes. Then they deny two of you because you have ****ing asthma that is easily controlled by preventitive medication. **** you insurance companies. What amazing options we have!
They also say that small businesses are any business with 500 employees or less. Sorry, but 500 employees doesn't seem small to me. All of these figures are subjective.