Regarding early stage biotechs.. What is their cash stash? What is their burn rate? At present they have ~50m and burn ~25m per year. This is after the 10m upfront from the roche deal. 422m can still potentially be paid to inovio when roche reaches development milestones for the hepB and Prostate cancer vaccines it signed a licensing agreement for. Milestones can be things as irrelevant to commercial success such as the start of production for clinical tests. But the point is inovio will have enough cash on hand to avoid dilution as it waits for its first fda approval. P2 trial results for the hpv vaccine are expected q2 2014 Remember that expected q2 results were what catalyzed ACAD from $2 last fall to $24 today
Merck currently sells over $1b of gardasil every yr. Inovio has rumored dealings with merck and Dr. Kim the CEO used to work at merck in a senior developing role. Gardasil is only prophylactic whereas INO's vaccine can attack the already diseased cells. It can double as a prophylactic
I am a noob when it comes to this, I am going to my bank to research my wife's and I ability to get our first home loan on Fri. We currently rent a house (1k) in the wash/new heights area wanna stay Dtown, (although I wouldn't mind "roughing it" in the 5th ward with all the expansions and moving of the riff Raff) But here is the kicker, her parents will be giving us about 50k in 2 to 3 years. (Selling old house, retiring, hooking us up with the spoils of a long a fruitful life). They say it would be better to wait and add that money to a house, I truly, have no clue. So basically is it a better investment to buy a house on our own credit and the invest the 50k later or wait and be able to save and put down like 90k on a house cash.... Thank you in advance.
Well I am going to do that also but would look for an outside opinion from a person who doesn't have a hand in my pocket trying to give me advice.
They shouldn't have a hand in your pocket for simple advice. If they are good bank then they should be able to give you good advice without it coming off as a sales pitch. That said...what's the price range of the houses you are looking at? What kind of loan are you looking at doing? How much are you looking to put down? How old are the houses you are looking at? My very quick initial thought was to buy the house and then invest the 50k in the market later. However, I might be dead wrong with my initial thought
Very high share price, as a big box membership retailer, the company doesn't have much room to grow. I would rather invest in more traditional grocery store chains like Kroger, Safeway, or maybe even Wal Mart.
Costco is just straight up expensive on a price to earnings basis relative to those stocks you mentioned. There is a lot of overseas growth priced into Costco. It could work out great, but I would prefer to buy it closer to 110. It makes me wonder what kind of valuation the market would give Sam's Club if Walmart ever spun it out.
The numbers from shadowstats are just really bad. I'm not paying for their site to actually look at them, but from what I understand they just add a constant to adjust the BLS inflation higher. That's why their inflation chart perfectly tracks the BLS inflation except theirs is just consistently higher.
Thank you Robbie! i was curious because i have my money invested in costco, since i work for them. Just seeing if it was worth it or not. Rather than putting it in my 401k where as i would get hit with so many fees and taxes. I mean i would to with stocks but i feel like it would be less.
Do you get favorable stock prices since you work for them? I know there are employee purchase programs but I am not very familiar with how they work. Let me also clarify that I think Costco is a very stable stock and company with extremely high customer retention. I wouldn't worry too much about them. What percentage of your savings do you have invested in them?
At 7% inflation, prices will double every 10 years. According to the chart prices should be 7x to 8x the value they were in 1983. In other words, that chart is way off.
Ok you guys have got me started on this. I'm a resident doctor with a little chump change to play with. Last year I read Ben Graham's Intelligent Investor and know that the market is supposed to be a way to hedge against inflation. At least, this is what I am telling myself just in case I can't outperform the S&P. So don't lead me astray Clutchfans! Teach me well, I'll be lurking.
The market does hedge against inflation because you are buying companies whose revenues and profits should go up with inflation. Investment plan. Buy the SPY. Turn on dividend reinvestment. Keep adding in consistent amounts every month. Maybe adjust your monthly investment according to inflation. If the volatility index (VIX) ever gets over 40 triple your monthly investment. Maybe not perfect, but I just made it up!
