If we have digital passports, do you support a social credit score for US citizens tied to it? Low scores will limit your ability to access transport, work, buy things, etc.
Kind of like Black Mirror episode Nosedive or more regulated by the government? Credit scores are kept by private companies required to follow federal laws but their scoring methodology is their own. Same with rating agencies like Fitch, Moody’s, etc. I feel like there is good and bad to how much more transparent the world is now. In the past you could leave town and move elsewhere to start over after a scandal or whatever. Now it’s on the internet forever wherever you go. Maybe that helps people behave better knowing this? Then you have the cancel culture downside where people’s lives can be ruined in the court of public opinion. I’ve always been surprised that no one has tried to create a Yelp for people taking about how they were as a boyfriend/girlfriend, boss, employee, customer etc. It would be an absolute cluster**** but it would draw a lot of attention. To answer your question I’m not necessarily in favor of it though I think we are headed there eventually.
I'm not sure what purpose this would serve. A low credit score already limits one's ability to buy things on credit. There are some jobs and/or job requirements that rely on a reasonable credit score. For example, my credit was checked when I was getting a TS Security clearance. What does access to transport mean? I don't think anyone is limited with plane ticketing who has bad credit or am I misinterpreting 'transport'?
Our actual credit scores function kind of like this. It can limit loans to make major purchases, it is used to determine employability, and it is used to get utilities like cell and internet. It can be used to deny housing. Everything can be used for credit scores, even browsing history sold by your ISP or driving information from sold by your GPS. Add in a felony designation for petty crimes like possession etc, and with both you can be effectively locked out of society. it seem like everything we b**** at China for doing we are often doing or have done a variation of it.
This. I don’t lease my properties to people with poor credit scores or felonies but I do give some leeway. If someone has a poor credit score, I will triple the deposit, then report on-time payments to credit agencies. This has never happened but I make it available. The only exceptions I make on felonies are if the felony is non-violent and very old and they have a good credit score. Also a judgement call on my part. Some people deserve a chance. But most purple martians just try to work the system and work the sympathy angle.
Ok...so first off, no to a social credit score. Pretty sure in general I don't support any thing the Chinese government does to their people. Second, I consider a digital passport an easier way to carry my passport around and something that should make it easier for me to travel. I don't know why those in favor of that would be in favor of the Chinese social credit score. This two things don't go hand in hand. Unless I am missing something. Googling digital passport doesn't show me anything out of the ordinary. To sum up... digital passport good, social credit bad
We need a lot more privacy protections, not fewer. I'd sooner outlaw attempts by the free market to create a social credit system than I would use the government to make one.
What does everyone consider part of a "social credit score" wrt the Chinese equivalent? Financial credit and? I don't under stand what else you're talking about
Most in the US dislike our current broken system of credit/social score. It's not going to be tied to anything like a covid digital pass by the governor or even any private business digital pass for whatever reasons they use it for. Access to the credit itself is not free and you need user to approve of access. We have a privatized social credit vs a centralized controlled one. Our private social credit, though not centrally controlled is pretty much in the hand of just a few. All kinds of “behaviors” are “punished” and “rewarded” from this system in the US, including access to housing, ins rate, worthiness of starting a busn, of employment, and so on… I for one hate our credit system in a hand of the few that provides near-zero privacy and protection of data with no transparency and no timely user access with a fair and timely system of adjustments of incorrect data.
I joined a startup that integrates Social Determinants of Health between healthcare providers and social services in order to better serve people who don't know that kind of aid exists. People shouldn't be defined as numbers, but we're a very numbers based society (who is top 5 richest billionaire) that's slowly and surely chipping away qualitative and subjective measures of living (more science over art...results over principles of faith or spirit) The company does not use credit ratings or any Orwellian type tracking and is more a service to provide transparency for end to end treatment or care. Something like going to the hospital for liver problems and then getting recommended for alcohol abuse treatment, proving support for the rest of the family. The main point is that the underserved don't have to be neglected, and technology or even metrics like scores or ratings can be used to highlight and uplift groups if we aren't all indoctrinated to find some bottom line or cynical exploitation over people of 'lower castes'.. Just like the whole problem of the global environment melting down like a flaming trash heap, people just have to give a **** and make things work in the current capitalist mindset.
To even posit this as something enough institutions would consider to be up for debate is ridiculous. Everyone remembers sitting at the wrong table in middle school, and wouldn't want to relive being materially penalized by similarly wildly subjective and petty standards. Publicly opposing something like this is too easy a way to give lip service to vague notions of tolerance and diversity that reinforce ideas of American exceptionalism, it would consequently be dead on arrival. Separately there are few businesses that would want those kinds of restrictions on potential customers, particularly as they would be reported, enforced and controlled by other customers.
We don't have and I highly doubt we ever will have something like what the PRC is doing but based upon just what has been posted here we already have something like that but just through mostly private hands. Besides credit scores remember Uber and other services already can rate passengers. Airlines and Casinos share info about problematic patrons. And I've heard of female students at colleges setting up websites warning about male students who are sexual harrassers. Just besides that a lot of background info can be found just by googling someone.
Now that you mention it, it reminds me about a series of articles the Atlantic runs about the upper middle class hanging a noose around themselves and everyone below by overworking themselves and outcompeting for measures of status (private K-12 schools, lessons, daycare, passive income, inflating assets to "beat inflation", etc...) https://www.theatlantic.com/magazine/archive/2018/06/the-birth-of-a-new-american-aristocracy/559130/ It's not about having empathy for sitting at the wrong table, but rather the aspiration to be at the cool kids table staying there and making the rules. That's how American Exceptionalism is billed. It's not even a partisan issue, though Republicans are more upfront and honest about it.
