I usually don't care, if its an amount I can deal without for awhile or just let it go, then I loan them. Hell I have some dude that still owes me like $60 from 3 years ago and still hasn't paid back, but the b*stard is in Austin. In most causes, if its a small amount, I really don't care, but if its like over $50 then I give a damn. I usually use that person as my bank and when I really need money, I would bug them about it. But if its like $10 or something, most of the time I don't bulge. damn, mig, if u wanted your dollar back, just say so....
$0 $50 $100 $300 (note: Though I would lend this money to these people and express that I would expect to be paid by a certain time, in truth, I would not expect to ever get repaid. By doing this, I create the possibility that I may get my money back, but I don't allow it to damage our relationship by my having that expectation/diappointment from them when I don't get paid. If any of them abuse the loan, they don't get a second chance later in life; I'll never loan to them again.) I wouldn't give them the product until they got me the money. Yes. No.
I've learned the hard way never to loan money, especially to family. I now look at any money I'm asked for as a gift. If I can afford it and they really need it, then it's theirs. If not, I'm much more comfortable saying no than I used to be.
random person-less than a dollar friend- prolly up to 100 best friends- probably up to 100 family- depends on who
did you pass the reading section of the standardized tests when you were in school? read the whole post. I just said I'd give them the money, without expecting repayment, if they really needed it.
I rarely say no to loan requests. Ideally, they never pay me back thus keeping them out of my life (no social calls). Small price to pay. "L'enfer c'est les autres." Hell is other people. Jean Paul Sartre
Agreed, you should never expect repayment if someone in your family asks you for money. Either you give it to them with zero strings attached or just flat out say no. Money is a delicate issue and has torn way too many families.
I agree 100% with the "Give them the money no-strings attached, or don't else don't lend anything at all" camp. Take away the obligation of the repayment, and the whole issue becomes a lot less complicated. Either you can afford to give them the money, or you can't.
randomdude - 0 friend - 1000 (depends on who, been burned a couple times but recently just got paid back within 2 months on a chick i hooked up with years ago.) best friend - 1000 family - would rob a bank
I really do not mind helping people. I have lived a blessed - charmed life. I have been priviliged to have good jobs, good luck, and a good time. My family has burned me on so many deals- cars, funerals, rent, deposits, house down payments, etc. I really am not condemning anybody - they seem to be trying. I still help out , and never ever mention old debts. I want my family more than the money. I personally am enjoying life, expect to retire by 55, and hope I die owing money.
That's nothing! There's a guy who shall remain nameless (let's just call him Luther) who was supposed to show up for game 1. Well guess what? He didn't! Now I hear he's hiding out in China now!
family, i would give any amount without expecting it back. The only exception is if that person is just blowing it all on drugs, gambling, drinking, etc. But otherwise I would give money to my family provided they really need it to get past a point in their lives.
no qualifiers here? 0 for the random. 50ish for a random friend The rest is where it's sketchy. Really good friends and immediate family.. if it's for something like a TV or a car? They wouldn't ask me for money for that. If they did, we'd have a talk. if it's for something that's a need? Medical bills or something of similar priority? Bank accounts dump. I'd say it's a loan.. but if I didn't need the money back soon, I wouldn't ask for it until they were ready to repay it. No reason to just give it away.. but I guess I'd treat it like I gave it away unless they paid me on their own or I needed it at some point (talking close friends and family still)
- Random person- if a chick, I would ask for sexual favours in return - Friend-if a chick, see above - Best Friend-if a chick, see above - Family-no, unless she was distant and you didn't know that, then see above
"You don't even like him. There's your answer right there. Look at it this way, it cost you twenty dollars to get rid of him. Right? He's never gonna bother you again. He's never gonna ask you for money again. He's out of your life for 20 dollars. You got off cheap. Forget about it."