Just curious where people stand. Poll is private so no one needs to feel the urge to inflate. Poll is posted now. For clarification: Retirement savings includes liquid and semi-liquid assets, no home equity. 401(k) savings account IRA mutual funds life insurance cash value bonds CDs Cash holdings, etc. But it's important that they are designated (either officially or at least in your budget) as retirement savings, not emergency fund money or your general checking account. I put the cut off at age 50 for two reasons: 1) Poll limitations 2) More relevant to my curiosity
There is no poll, and what do you mean retirement savings? Home equity? IRA? stocks and bonds? Savings account?
Whatever it is, the retirement calculators tell me I'm doing it wrong. I'm right around $100K, but wish I had more.
Most of my retirement savings is wrapped up in CDs. Poison, Alanis Morrisette, Pink Floyd, Sabbath, Soundgarden, etc. All good investments.
Those things are so unrealistic. Most of them are written by financial institutions who stand to gain by telling people they're not saving (i.e., investing) enough money.
