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Pharia LLC is suing me for unpaid debt...

Discussion in 'BBS Hangout' started by VanityHalfBlack, Apr 1, 2010.

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  1. REEKO_HTOWN

    REEKO_HTOWN I'm Rich Biiiiaaatch!

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    Republican?
     
  2. Mulder

    Mulder Member

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    $48 G's in six months?

    You can join the Peace Corps or VISTA. The Peace Corps and VISTA give you 15% of your loans EACH YEAR you are part of their programs; while the pay is low for these programs, the 15% off your student loans goes directly to the loan agency.

    Federal regulations which restrict the amount of a student/borrower's wages that can be garnished to repay a student loan to 10% of the borrower's take home pay. 59 Fed. Reg ยง 22473.

    Of course, the lender also has the right to intercept tax refunds and apply them to the loan.
     
  3. H-townhero

    H-townhero Member

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    r****d? :rolleyes:
     
  4. Hippieloser

    Hippieloser Member

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    [​IMG]

    Give it a read.
     
  5. REEKO_HTOWN

    REEKO_HTOWN I'm Rich Biiiiaaatch!

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    Moran?

    [​IMG]
     
  6. MoonDogg

    MoonDogg Member

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  7. moestavern19

    moestavern19 Member

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    I'd like to point out that Reeko_Htown is directly responsible for not only the deterioration of this entire message board, but also of society in general.

    May his children be born with 6 toes and his forehead by glued to a troll doll.
     
  8. vlaurelio

    vlaurelio Member

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    so people who had their house forclosed are going to hell for sure?
     
  9. steddinotayto

    steddinotayto Member

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    did you even try to pay any of it back or did you think "well, if I quit school now they can't ask for that money back because I didn't finish school. Huzzah, me genius!"
     
  10. Mr. Brightside

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    Kind of off topic, but do you know any foreigners who say Amreeka instead of America?
     
  11. CrazyDave

    CrazyDave Member

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    punished? no. Expected to repay your self incurred debts? yes.
     
  12. Rockets Red Glare

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    You borrowed it, just why should you not have to pay it back? Nobody asked you to drop out of school! The terms were there when you took the money- I sure as he11 do not want to pay it back for you...
     
  13. REEKO_HTOWN

    REEKO_HTOWN I'm Rich Biiiiaaatch!

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    Arnold?

    [​IMG]
     
  14. VanityHalfBlack

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    Of course I tried to pay it back... that was the reason why I had to drop out in the first place, I couldn't come up with enough money for next semester and by then sallie mae already decline my private loans... I switch majors which really screwed everything up...
     
  15. moestavern19

    moestavern19 Member

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    You may brush off the hate, but you will never brush off the shame that is associated with attending a fourth rate institution of learning.

    You disappoint me with your Ariza-esque fumbling of lingo.
     
  16. professorjay

    professorjay Member

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    APRIL FOOLS!!!

    Signed,
    Pharia

    APRIL FOOLS AGAIN!!!

    Seriously, we want the money repaid.
     
    2 people like this.
  17. H-townhero

    H-townhero Member

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    Yes, if working throughout my high school and college life to pay for my school so I don't end up like this dude and the majority of America, then I'm a "moran".
     
  18. glynch

    glynch Member

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    Was a Libertarian/Republican; now an independent; soon to be a Democrat
     
  19. DFWRocket

    DFWRocket Member

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    dude, thats rough. nowhere does he insinuate anything like that.

    Being not able to pay your student loans (or mortgage) is not a sin.

    If you CHOOSE to go to a Private college (which usually costs way more than a public one) and CHOOSE to take out student loans, then you CHOOSE to sign a contract saying you'll pay the loans back. I do believe that makes you not only legally obligated, but MORALLY obligated to pay back your loans as well. If he can't pay them back right now, he can get them deferred.

    Bankruptcy, however removes you from a legal obligation to pay back most debts, but not the moral obligation to.(Most student loans aren't bankruptable anyway from what I understand)

    To the guy who posted the Dave Ramsey Book - I concur - the OP should read that book - as should everyone. Interestingly, Dave Ramsey, when he went broke - he declared bankruptcy. But when he had money again, he paid all those people back that he owed the money to - even though he was no longer legally obligated to do so. He says it was his moral obligation.
     
  20. RocketsPimp

    RocketsPimp Member

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    You don't think you should get punished (be held accountable) for not paying the debt you acquired?

    This is what is wrong with America.

    I was over 30K in credit card debt a few years ago from many poor decisions. I have never made more than 40K a year yet I now owe just over 10k and have done it without defaulting or being late even once.

    Handle your business.
     
    1 person likes this.

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