I mean, I can. Other option is use the money to pay off debts and take an FHA loan with a stupid high payment. I want the 20% down, no PMI payment but it means carrying the debt for a minute. Plus the job is worth it. Thanks breh, workin for the man now! They'd have to rename mine ZeroFans lol The actual lender isn't even dickin me that hard!
Agree with others. Sell what you don't need. Donate what you can't sell. Rent a uhaul and move the rest yourself. Even if you have to pay for help loading and unloading it won't be that expensive. Pods are only if you have to store it for a period of time and you don't want to load/unload it in the meantime. But yeah housing is expensive if you're looking to buy.
Turns out we won't need the brand new refrigerator we just bought. GE 23.0 Cu. Ft. Side-by-Side Refrigerator with External Ice & Water Dispenser High Gloss Black GSS23GGPBB - Best Buy Anyone?
That's very unfortunate. If you can't return it, then you're going to take a beating on it even if it's near new. Appliances don't maintain their purchase cost. Think of it this way though...it's not what you lost (new cost minus resale). Think of it as positive cashflow. I bought a piece of equipment for $1200 used it twice but because my land is too steep I couldn't use it. I sold it for $325. Huge loss but the loss was in the 1200 in purchase price months ago. This was a gain of $325 that I wouldn't have if I didn't do something and sell it. Mind games but also Accounting 101.
What's the damn deal with insurance too? Allstate revenue for the quarter ending March 31, 2023 was $13.786B, a 11.75% increase year-over-year. Allstate revenue for the twelve months ending March 31, 2023 was $52.862B, a 4.73% increase year-over-year. Allstate annual revenue for 2022 was $51.412B, a 1.63% increase from 2021. Allstate annual revenue for 2021 was $50.588B, a 20.71% increase from 2020. Allstate annual revenue for 2020 was $41.909B, a 0.89% increase from 2019. Well there's fires in California and it was like, really cold in Texas 2 years ago. So we're going to double your rate now that you're moving. Can't even be loyal. 10 years, home and auto never missed a payment, never made a claim. Just arbitrarily doubling my rate??? Did y'all offer me a reduced rate when there wasn't bad weather? I don't get it man. This country is really going to bleed the middle class dry and accept the collapse rather than do anything about it.
Appliance repair people absolutely love the touchscreens and computer chips and whatnot on modern refrigerators. They make $$$ fixing them constantly.
Allstate isn't very good about paying claims - the whole reason you pay for insurance. Like anything you get what you pay for, except in Allstate's case you get less. Now's the time to shop around. Different carriers have different rates. And I know that your in a VERY busy time, so you might want to use a broker. See what's the cheapest then check their reviews. Insurance isn't any good if the don't pay their claims regardless of the premium costs.
Yeah, there's a lot to be said for moving back to simplicity. My 2yo Samsung had to have the entire front panel with all of it's electronics replaced under warranty because the water dispenser broke. Our 15yo non-computerized Frigidaire garage fridge has had one issue with the water dispenser switch that broke off it's mount, I took off the panel, moved the switch back, secured it with a screw and it's been fine since. I've considered several times just swapping them around but my wife loves the black stainless steel look of the Samsung.
Think of it this way, we have it better than the Russians and Chinese. I'm not pleased about the insurance cartel either but it is what it is.
I can't imagine how it could be worse but whatever. "It is what it is" means it sucks and we know it. We can do something about it but we won't because it's slightly inconvenient. I just went with the most basic, cheapest insurance. Why am I paying more? I've never made any claims and they'll do their best to duff me if I do. I'm all for socialism I guess. Why we don't just have a government run insurance company, just the one? It's one rate and everyone gets it. Base it on home size, you want a 10,000 sq ft mansion it's 10x more than the 1,000 sq ft townhome. The profits aren't going into some Csuite pockets. It just goes back into paying claims and employing people at decent wages to do so. That's what these honks are afraid of?? No, we'd rather have "free market choice/capitalism". We'd rather it be some ever inflating game, the rich winning and it sucking the absolute piss out of everyone and everything. Hooray.
Today is my last day as a resident of (the suburbs of) Houston, Texas. Maybe forever, and that's a mighty long time. Here today, gone tomorrow... a surreal feeling.
