HuffPo: Obamacare rollout has been a complete disaster.

When we last saw esteban-

Good times.

 

Ah memories...

 

That was a classic look back. Good stuff.

 

Aren't you an Indian kid? Talk about an identity crisis lol

 

I'm not asking what you learned in some seminar at your job - I'm asking for on point precedent indicating that HIPAA data security protocol clearly applies in this situation, be it case, statute, reg , admin guidance etc

I couldn't find any - perhaps you can.

 

<blockquote class="twitter-tweet"><p>Ed from Pierce Township is asking why he needs to buy maternity coverage when he's in his 60s <a href="https://twitter.com/search?q=%23Obamacare&amp;src=hash">#Obamacare</a> <a href="https://twitter.com/search?q=%23AskBrad&amp;src=hash">#AskBrad</a></p>&mdash; Brad Wenstrup (@RepBradWenstrup) <a href="https://twitter.com/RepBradWenstrup/statuses/393516923339546624">October 24, 2013</a></blockquote>
<script async src="//platform.twitter.com/widgets.js" charset="utf-8"></script>

 

That is a good question and he probably shouldn't.

Issues like that should have been brought up for the past two years to improve the law instead of wasting everyone's time trying to repeal it.

#doyour****ingjob

 

So you libtards are telling me Liar-in chief is not lying to the American people about his turd baby?

 

No, he's showing all the high quality posts you've made in the past so we could get a good giggle. Glad I could clarify.

 

It's not an "issue" it's intentional. If you had the choice of whether or not to purchase maternity coverage, or it was only required on female policies, then the price would be higher on those. This is seen as discrimination against women by the administration and HHS.

 

Do you know if this standard practice for large group/pool insurance?

 

Please don't try to confuse him with facts.

 

I don't think this is fair. justtxyank has an insider's look at the industry and has probably provided more facts about the topic to this board than anyone here.

That said, there are lots of cross-currents here. While the 60yr old man has to get maternity coverage, he also is not charged "market rate" for his insurance because of limitations on age premiums. While he's not using certain parts of his policy, he's using other parts more.

It's debatable whether any of this makes sense or is "fair", but if you charged everyone for what they were expected to use, old people would likely be priced out of the market completely unless they were very wealthy. So there is a mix of free-market fairness mixed with a larger society goal of a healthy population.

Besides which, apparently, a whole bunch of states already banned gender rating prior to this anyway, so this isn't necessarily anything new.

 

Pre 1-1-2014: All groups in Texas provide maternity coverage. Edit: And all individual policies declined to cover maternity. (with limited exceptions, self funded plans, certain small groups with BCBS) Because of this, gender makeup of a group is considered in rating. So a hypothetical group composed of mostly under 35 year old women would have a higher premium than a group composed mostly of under 35 year old men.

This of course changes 1-1-2014 as gender, utilization, etc. can't be considered in group rates. As a result, the baseline rate is rising for everyone.

Let's be clear on that. The baseline rate is going up for EVERYONE. The people who are seeing rate reductions are the ones who were already paying over the baseline rate. It's a complicated formula to explain, but basically you have a baseline rate and then some groups pay less, some pay more. Now it will just be everyone paying the baseline. Therefore, the baseline jumps.

Yawn

Well he is still charged market rate actually. The rate cap is 300% of the youngest tier now. They didn't drop the 60 year old rate dramatically, they raised the youngest rate dramatically.

This is part of what I think was poorly thought out. The rates for young people are much higher come 1-1-2014 and getting a subsidy is not as easy or as substantial as people tend to think. It's not going to be as successful as many hoped with regards to enrolling young people on the plan.

Edit: States that have gone to guaranteed issue and no gender preference with regards to rates have the highest insurance rates in the country.

 

Here is some information:

Rate for a 55 year old on Blue Cross Blue Shield Silver Plan with a $6000 deductible, 100% coinsurance: $598

Rate for a 30 year old for the above plan: $305

This is in Houston

 

This is per month correct?

 

those hearing were a joke. now people are like, the republicans are overplaying their hand.

they had congressional hearings over a web site not functioning correctly in rollout stage. laughable

 

i wouldn't give a crap but this is the type of stuff that is truly obstructionist. its a waste of time. its like some dude who has a 1,000 potential customers is comparing his web site to one that is supposed to get millions in traffic.

then the people are like, yeah we tested, we were at that stage but we had a deadline. that's like the business world folx. so democrats are like business people, that's the implication. and once they had the hearings, people are now like hey republicans shut up, there is no scandal.

but you knew there was no scandal, unless you were trying to find the gov't waste that rush limbaugh has been preaching about for the last thirty years.

Republicans, RUSH LIMBAUGH IS NOT REAL. HE IS AN ENTERTAINER

 

Yes. char

 

http://www.nbcnews.com/health/healt...overnment-pledges-8C11466184?ocid=msnhp&pos=1

Healthcare.gov will work smoothly by end of November, government pledges

The troubled federal health insurance website will be fixed by the end of November, giving uninsured Americans two weeks to get signed up in time to have health insurance by the earliest possible date, officials pledged Friday.

One of the main government contractors, QSSI, has been assigned to oversee the fix, says Jeff Zients, the newly appointed chief White House economic adviser who’s been tasked to fix the logjammed website.

“We are confident that by the end of the November, healthcare.gov will be smooth for the vast majority of users,” Zients told reporters on a conference call.

“Over the last week we worked with a team of experts to conduct an assessment of the overall state of the healthcare.gov site," Zients said. They lent "fresh eyes" to the problems plaguing the site. “The system is getting better,” he added. “There is a lot of work to do but healthcare.gov is fixable.”

The website, which was promoted as a kind of Travelocity.com for buying health insurance, has been an embarrassment to the Obama administration since it opened Oct. 1. Health and Human Services Secretary Kathleen Sebelius says she did not know it would be such a disaster.

“I didn't realize it wouldn't be operating optimally before the launch,” she told reporters while on a tour of East Austin Health Center in Austin, Texas, where she watched counselors help people struggling to use the website.

“We knew if we had another six months, we’d probably test further,” Sebelius added.

On Thursday, several contractors, including QSSI, told a House committee that the site wasn’t tested “end to end” until just two weeks before launch. They said they’d have preferred to have had months to test it.

Republicans and Democrats alike have been strongly critical of the site, and Republicans have said they believe the problems reflect weaknesses in the entire health care overhaul called for by the 2010 Affordable Care Act.

The administration denies this and says the website, one of the main pillars of the reforms called for under the law, is getting better every day. Eventually the administration hopes 7 million people who currently do not have any health insurance will use the site to buy it. Most people will likely qualify for heavy government subsidies to do so.

The law requires just about everyone to have health insurance of some sort by next year. Most people are covered by insurance provided by an employer; most people over 65 have Medicare. But about 15 percent of Americans have no health insurance at all. Some states are expanding Medicaid, the health insurance plan for people with low incomes, to more adults but many are not.

Zients says 90 percent of people who come to the website now can create an account. But only about three in 10 can get all the way through the application process, he said.

He says he has a "punch list" of items to fix, including software bugs that have prevented the system from operating smoothly.

Zients said QSSI, which made the “data hub” that transmits information from one part of the site to another, would act as a general contractor to oversee the repairs. “It makes sense for a number of reasons,” he said. “They have done a good job already with the federal data hub. They have the skills and expertise to address these problems right now.”

The federal government says about 700,000 people have been able to at least start the sign-up process in the 36 states served by the federal website, as well as in the 14 other states and Washington, D.C., which are operating their own sites. Separately, the Advisory Board Company said 350,896 people had applied on the 15 non-federal exchanges, and 115,060 had managed to actually pick an insurance plan and enroll.

That includes 37,000 in New York, 35,000 in Washington state and 26,000 in Kentucky.

The Obama administration stressed that people still have plenty of time to sign up.

“People will be able to apply by December 15 in order to get coverage by January 1st,” said Julie Bataille, a spokeswoman for the Centers for Medicare and Medicaid Services, which runs the site.

Bataille also said to expect guidance “soon” from the White House on the last possible day that people can sign up for health insurance next year to avoid the risk of a penalty for not having it. The law allows the Internal Revenue Service to tax people $95 or 1 percent of income if they go three months or more without health insurance next year.

Administration officials say they have always meant for people to have until March 31, the end of open enrollment, to sign up. But it’s possible that because of the way the law is written, people will need to sign up by Feb. 15 in order to have their policies in effect by March 31. Bataille says the White House is sorting this out.