doctors pay about the same percentage of their gross revenues for their malpractice insurance as most of you guys pay for your car insurance and home insurance as a percentage of your income. Do the math if you don't believe me. A doctor pays maybe 100 grand on 2 mil per year revenues. That's 5 %. If you make say 50 grand, do you pay $2500 for all your insurances? Probably. The insurance industry depends on suckers like Trader John Heath to protect their assets and increase their profits, suckers who carry their water and polish their shoes for free. the whole liability crisis is a fraud, a marketing gimmick by the insurance industry, which understands and uses the big lie technique and has been for years. The HARDEST case to make in Texas is already medical malpractice. By far. It ain't even close. First you have to get a qualified doctor's report supporting the claim BEFORE YOU CAN EVEN FILE SUIT, then you have to withstand a challenge to that report. Anyone who says it is easy or simple to make a malpractice claim in today's Texas is either ignorant or lying.
Dean would make a good president. I am moderate, indepedent who will likely vote fro Perot or Nader (or the best avaiable independent candidate) next time. Your wild accusation is thus without merit, to nobody but your own surprise. BTW, GWB is unprepared to be president if he gets re-elected. I suspect that you wants us to believe that only the far left liberals (and their implied dimished intellect) would want to elect GWB. Foolishly carry on.
You clearly have no idea what you are talking about. Increases in insurance premiums correlate more to the performance of the stock market than they do to the "frivolous" lawsuits. Guess again mental midget.
you, sir, are right on the money insurance companies will use any means possible to increase profits, and by decreasing liability hits over a certain number, they vastly increase profits. It's found money. any doctor who stops practicing because of the premiums SHOULD stop practicing because they are probably a danger to patients. if the premiums are too high, it means a prior loss experience, just like with car insurance
Thank you for the personal insults. All can see that you have turned this debate personal. You have lost the argument. Where is your proof for the above claim regarding stock market performance and premiums? Do you disagree with the statement that higher awards to plaintiffs will mean higher payouts from insurance firms? Do you further disagree that higher payouts from insurance firms will need to be financed by higher premiums? I can't believe I have to explain this...
Friendly Fan -- have you handled a med mal case?...i don't have the first clue what's involved. i could make some good guesses regarding experts and the like...but i have no experience with all of that whatsoever.
Has preparedness become a concern for Republicans again ? Didnt seem to matter when they chose George W. Bush over an overly qualified , nationally experienced, military veteran in John McCain. I'm not a supporter of Howard Dean , but I find it hilarious that people who supported George W. Bush's candidacy for president can talk about another candidate being "Unprepared to be President".
Not a claim, it is a fact. This is how insurance companies work. MM and I got into this very topic months ago. The interested reader can search back in the archives for that discussion. The uninterested reader, like TJ, can skip past learning all of those frivolous facts and wrongly state that it is all a self seving plot to misinform the public by the trial lawyers and the liberal left. What is funny is that we are not discussing what is really going on here. Trial lawyers are heavy contributors to the Democrats and thus innately evil from the Republican perspective. All that Proposition 12 is is political payback against trial lawyers for supporting the wrong team.
