How much will obamacare increase your health insurance premium next year?

$102 per month for family coverage is a pretty sweet deal.

 

You're obviously oblivious. Your relatives must have died suddenly.

Keep up the cheers franchiseblade.

 

This is a typical statement and is so full of fail.

A $30 prescription of antibiotics is much much much less than surgery due to complications from an out of control infection.

These so called poor and lazy people COST us more because they are not insured. If those poor had access to preventative care, our overall healthcare costs will go down.

 

I know but people tend to focus on just those two when speaking about the subject.

 

Yes, from speaking to others I know that have family coverage I am getting a great deal. I work for the state though so they attempt to make up with salary deficiencies through benefits like this although I do make well above the mean salary for my area, region and state plus the cost of living in Arkansas is pretty low, it all balances out.

 

None of us know. When the meat of HCR goes into effect in 2014, we will start to see if it is good or bad. We need to cut costs, not just slow their growth after a long period of soaring costs that have well outpaced inflation.

 

The costs are always going to go up. If you are sick what choice do you have? What we need to do is have single payer system.

 

Indeed.

 

let's blame the Hispanics

 

$500 PER MONTH

 

You mean the illegal aliens. Same thing, right?

 

ObamaCare to hit UNC System students hard

http://www.beaufortobserver.net/Art...bamaCare-to-hit-UNC-System-students-hard.html

"Students in the UNC System are about to learn what ObamaCare is doing for them. It is costing them more for their student health insurance. And that comes on top of recent increases in tuition and fees as well as skyrocketing prices for textbooks.

CNN is reporting:

President Obama's health care reform law, which expands preventative care and lets young people remain on their parents' health insurance plans well into their 20s, is a central part of his election year pitch to college students.

And perhaps nowhere are students more critical to the president's re-election chances than in North Carolina, a state jam-packed with colleges and universities that were blitzed by Obama campaign organizers in 2008.

But as the president fights to keep the conservative-leaning state in his column this November, education officials here are complicating his campaign message by citing "Obamacare" as a reason for the rising cost of student health insurance plans on campuses from Asheville to Wilmington.

In April, Tom Ross, the president of the University of North Carolina system, sent a letter to the university's board of governors announcing that students should brace for a hike in the cost of university-provided insurance plans.

Ross explained that at least 64,000 North Carolina college students - roughly a third of those enrolled in the state's 17 public universities - should expect to see "substantial" increases in health coverage costs for the 2012-2013 academic year.

"Based on more than three semesters of actual claims experience, as well as the new provisions of the Affordable Care Act, we are facing large increases in premiums for our students," Ross wrote in the letter.

In North Carolina, college students are required to have proof of health insurance, either through their university, their parents or a private provider.

Students who purchase insurance plans from North Carolina public universities this fall will be shelling out $709 per semester. That's up significantly from a cost of $460 per semester last year.

In an interview with CNN, Ross said the Obama law - the Patient Protection and Affordable Care Act - is only a partial driver of the rising premiums.

Obamacare regulations requiring enhancements in prescription drug coverage and preventive care account for 12% of the insurance cost increase on campuses here, UNC officials estimate.

Most of the cost increase, however, is due to adjustments in coverage by the university's insurance provider, Chartis, after the company evaluated claims experience over the last year and a half.

Ross pointed out that the price tag for UNC-provided insurance coverage is still considerably less than other private plans. He said the university system makes no money off the insurance plan.

Supporters of the new law say the reason for the rising costs is straightforward: Obamacare expands and improves health care coverage, and better care can be more expensive.

While out-of-pocket expenses for birth control and preventative care are reduced under the new law, expanded coverage and more claims may drive up the cost of insurance.

Mary Covington, the executive director of campus health services at UNC-Chapel Hill, told The Daily Tar Heel in August that "nothing is ever free" in the universe of health insurance.

"Eventually the cost of (benefits) will somehow be put into the cost of the policy as soon as they figure out how much it costs," Covington was quoted as saying in a recent story about the increasing cost of insurance on North Carolina campuses.

Rising premiums are not limited to public universities.

Students at Guilford College, a private liberal arts college in Greensboro, were informed in July that the cost of their school-provided health insurance plan was set to rise from $668 per semester in 2011 to $1,179 per semester this fall."

More than a 50% increase in the UNC student healthcare system and more than 75% increase at Guilford College (alma mater of your's truly, ML Carr and World B. Free).

Those of you who are reporting smaller increases, are your employers eating those by paying more of your share?

 

Obamacare is not increasing your premiums. Your insurance company is increasing your premiums.

 

Your own article tells what you the biggest reason for the jump is, but you blame obamacare.

 

What a silly way to look at things.

Insurance companies are increasing premiums (in some cases) to pay for the expense of Obamacare.

 

They're increasing premiums to increase their profits. They've been increasing premiums at a high rate over the past few decades.

The 'silly' way to look at things is to blame the indirect actor and clear the direct actor because the direct actor is just pursuing profit. Obamacare does not directly increase anyone's premium. The insurance companies are the people making that decision.

 

So who increased our premium the past 30 years before Obama, silly?

 

In my state of NC (and I would assume most states) health insurance premiums for individual health policies must be granted by the office of the state insurance commissioner. There are no willy-nilly increases; they have to prove their case for a request for increase in premiums by reason of claims payout and other costs of doing business as well as, I believe, investment performance.... that is true with other kinds of insurance at any rate.

Not sure if that same rule applied to group rates but the group rates usually run parallel, just cheaper.

The other variance is that Employers can pick up varying amounts of the cost of health care: generally from 50-100% on Employees and 0 to 100% on Dependents.

 

From my own article: ""Based on more than three semesters of actual claims experience, as well as the new provisions of the Affordable Care Act, we are facing large increases in premiums for our students," Ross wrote in the letter."

As others have noted, the general trend has always been UP but the AAC was supposed to help with that.

I have a good friend who is a professional health insurance broker for more than 25 years.... to see a 30-45% rate increase this year has been all too common whereas a 15% increase used to cause conniption fits.

The local article that I was looking for but cannot find about Guilford College more unabashedly lays the cause at the "feet" of Obamacare.

 

I am not going to defend obamacare. I think it should be single payer. I or my employer put in 50-60k into the system and I haven't been to a doctor in 10 or 11 years. The only reason insurance works is people like me subsidizing all the sick people.