I had a crap load when I got divorced...but 5 years later, it's only one credit card with about $3K...I consolidated another one that I have another 3 years on...I do have a best buy card with about $900 but it was a 3 year no pmts/no int. and I jump all over those and just pay it off equally over the life of the loan...plus with my AMEX, I have to pay at the end of the month... and I don't consider student loans, car or mortgages credit card debt, but debt is debt... If you can't afford it, don't get it...
i aint never been indebted to nobody except for maybe this one time this one chick wanted 69 and i told her let's get it on 68 and i'll just owe her one later
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