Health Plan Cost for New Yorkers Set to Fall 50% THANKS OBAMA

Geee... Thanks Obama!

 

I'm so glad this wasn't already posted.

 

You mean under the "adverse " affects thread

 

Thanks Obama

 

New York has one of the costliest and least functional individual-insurance markets in the nation, because many of the regulations that Obamacare imposes nationwide are already present in New York, on steroids. Hence, New York’s market is far from typical.

In 2010, average per-person monthly premiums in the New York individual market were not “$1,000 or more,” but $357. Even less expensive plans can be found today on ehealthinsurance.com. When you increase the cost by 40-50% annually since 2010, it is easy to have a "50%" reduction. You are still above where you started in 2010.

It's false

http://www.forbes.com/sites/theapot...polies-and-drive-premiums-skyward-hallelujah/

 

1) ONLY the very lowest earners / poorest which are the ones that will recieve a Fed Subsidy (which everyone else is paying for by the way) will find their coverage "affordable". But when the Govt defined "affordable" in the law, what they were talking about was the MONTHLY PREMIUM COST ONLY. The "affordability" has NOTHING to do with a person's Out-of-Pocket Exposure (ie - what the plan does and doesnt pay for under its contract, Ded amounts, Copays.... yeah right, OOP Maxs). So SHIRLEY Q LIQUOR is going to fork over $55 / month (after she gets subsidized by you and I through the tax the Feds just slapped on all our current insurers and is starting to be passed on to you and I now) on a plan that has a $5,000 or $6,000 deductible, No OV Copay, No Drug Copays, and limits her to using ONLY Hospital System "X" and ONLY the Doctors that work for Hospital System "X".

2) So now ALLLLLLLLL these people that have never HAD insurance are all the sudden going to go out and spend $660 a year on it (when they never have before) just because the Gubmint says so. These same people who spend $200 / month on Satelite TV but send their kids to school for 3 meals a day becuase they can't afford to feed them. ALLLLLLLLLLLLLLLL these people that now have NO PRE-EX applied to them for being dumbass and not planning for the possibility they might get sick are about to slam the shat out of the healthcare system AND the ones that don't get their Obamacare sit on the sidelines and "allegedly" pay their fine with their taxes every year and are going to CONTINUE to slam the system once the SHTF with their health. Yeah, that always helps costs too!

Yeah, it's going to work out good for everyone.

 

Actually your post is full of falsehoods.

1) Afford ability does account for out of pocket costs in addition to the premium. You need to research the medal plans to understand how the law requires certain actuarial values to be met by all plans sold.

2) The federal government will be offering subsidies to the poor for both premiums and out of pocket expenses. The poorer you are the better coverage you will have.

3) You sound like a racist.

 

Cool facts and assumptions bro.

 

I notice you skipped the two before that one that challenged your false post?

 

LOL. He made no attempt at defending any of his points. Wow.

 

High deductibles.

New Yorkers will be paying money for a policy that will provide little to no benefits.

Sounds good but it's crap. Propaganda by the leftists.

 

You can still pay more money for a different plan - or you can pay $300 - why does this upset you so?

Either way, everybody wins as there's more people in teh system, which lowers costs, and there's more options.

Why are you so upset about a good outcome? Because Obama & government action helped to create it?

This type of misanthropy shouldn't really enter into even a semi-serious discussion of health care policy or outcomes under it.

 

Like I said, you don't know what the medal plans are. Deductibles are actually limited (thought not to the level they thought they'd be).

 

This is the problem with it. Obama doesn't want anyone to be motivated to want more or to get out of poverty. Should someone who doesn't work and contribute to society be able to have dirt cheap health care because they're poor? I guess none of you disease ridden liberals would see an issue with that.

I hope you need immediate medical attention, like a transplant, and have to be on a three year waiting list because every other non tax paying leach democrat is in line in front of you.

Our health care system isn't perfect. But I pay lots of $ a month in FIT and I have a nice paying job ($85k-$90k). My health insurance (100% coverage) has gone from $42 a month to almost $100 a month. I have had to work my ass off, obtained my bachelors in three years and nobody has EVER given me a GOTDAMMED thing. I own a house among a lot of other things. I've worked for EVERYTHING. I've EARNED IT. Now every chit head who doesn't work and doesn't pay taxes will have accessibility to better if not the same health care options that I do. Makes sense.

 

I thought the problem with it was that while they were subsidizing premiums the plans were going to be terrible with high deductibles? Now that problem is that the plans are too good and people won't want to leave poverty because of them? LOL make up your mind friend!

I always love it when people get called out for not knowing their facts and they end up calling me a liberal. LOL

 

Welcome to the cadre, friend!

 

So you are basically a misanthropic sh-t - who cares then what you think about health care? If you want people to die- and don't give a **** about a society that distributes health care in the optimal fashion for society to function - fair enough, but probably worth starting another thread about it.

I had to pay extra taxes on my "Cadillac" plan this year (the premiums are way more than your dog**** 100 a month plan - seriously how the hell do you only pay 100 a month? Do they throw in leeches and an icepack and say "figure it out"?) The extra taxes I had to pay were more than you pay on healthcare for a year - so I think you're probably doing ok on your bargain-basement plan.

I'm fine with the extra taxes since it will probably move us to a more equitable (and eventualy cheaper) health care system - that's the basic economics of insurance.

 

It's a competitive, well paying job that only hires about 2%-3% of the applicants (400-500 a year apply).

But nice try. I can go ANYWHERE for any treatment I need and it's covered 100% with a nice low copay of I think $25. I'm not required to go to some in-network doctor or hospital. It is a "cadillac" insurance plan. We're getting more changes in October thanks to Obamacare.

 

Your plan doesn't cost $100 a month it just costs you that. Your employer is paying the rest.