1. A local bank to deposit checks and access cash > $1000. But the interest rate may not be very attractive. 2. An online bank with high interest rate, linked to your local bank. Some offer ATM fee rebate for cash withdrawal at any ATM. A good option is Ally bank (formerly GMAC). 3. An Amex card issued by American express. Amex has the best service for extended warranty, return protection, charge dispute. Popular choices include Amex Costco card, Starwood card, Blue Cash. 4. Visa or Mastercard. Popular cards include Penfed Cash back card, Chase Freedom or some airline cards if you travel a lot.
