OK because of this thread, I just signed up with an identity theft provider online. No idea if that makes sense, but lol.
You can prob get an identity theft provider for free from past data breaches. Verizon...att...equifax... This company will prob settle from litigation with in 2 years when the current 2 years expires..
That sounds like a massive hassle. I'm just gonna check with and through our banks and let them handle it.
Yeah that's the weird thing about it. I signed up, paid, then they wanted all that info and I was like...wait a second...
Hell. It's because of my mom (and stepdad) that I learned to keep my credit locked. About 25 years ago my sister got a bewildering "letter of non-payment" for some expensive item (I can't remember what it was) that she had not actually purchased. It didn't take long to figure out the culprits. I remember sitting with my mom after, the sick crumpled look on her face ("why did I do that?") And I was trying to convince my sister not to put her kids' grandma in jail. Three months later I'm back at the University of Iowa and I get a non-payment letter for a computer I never purchased. Guess who. That "keep them out of jail" feeling was gone, you know? (They scrounged up the money to pay off the computer but my credit was f***ed for a while.) Thieves gonna thieve.
My company offers credit monitoring as part of the benefits package. This should be the norm these days.
Thank you for your empathy, truly. It gets worse than that, but not with my $$ or credit, thankfully. It's simply a warning to all: SAFEGUARD YOUR CREDIT as best you can. If the circling vultures see a weakness, they'll pounce.
