1. Welcome! Please take a few seconds to create your free account to post threads, make some friends, remove a few ads while surfing and much more. ClutchFans has been bringing fans together to talk Houston Sports since 1996. Join us!

[CREDIT CARDS] Can you have a negative balance?

Discussion in 'BBS Hangout' started by TexasStake, Jan 10, 2014.

Tags:
  1. TexasStake

    TexasStake Member

    Joined:
    Dec 1, 2011
    Messages:
    595
    Likes Received:
    19
    Ok so I've recently bought something on a credit card of $50. If I pay off my credit card down to a $0.00 balance and the company in which I spent the $50 at were to give me a refund of the $50, since I have a $0 credit card balance will the credit get rejected or will it show up at -$50.00 in my account?
     
  2. Blake

    Blake Member

    Joined:
    Apr 7, 2003
    Messages:
    9,882
    Likes Received:
    2,850
    yes it will show up as -50
     
  3. randomdude

    randomdude Member

    Joined:
    Mar 28, 2006
    Messages:
    329
    Likes Received:
    3
    Yes. It would show up as -$50
     
  4. BigBird

    BigBird Member

    Joined:
    Jun 26, 2012
    Messages:
    4,444
    Likes Received:
    286
    it's like the bank owes you money. so it would be -50
     
  5. MadMax

    MadMax Member

    Joined:
    Sep 19, 1999
    Messages:
    74,429
    Likes Received:
    21,763
    Also...it will be $-50
     
  6. kevC

    kevC Member

    Joined:
    Jul 19, 2007
    Messages:
    7,394
    Likes Received:
    5,117
    Yes. -50 buckaroos.
     
  7. justtxyank

    justtxyank Member

    Joined:
    Jul 7, 2005
    Messages:
    42,813
    Likes Received:
    39,581
    No, the world will explode. Don't do it!
     
  8. LonghornFan

    LonghornFan Member

    Joined:
    Sep 16, 2002
    Messages:
    15,712
    Likes Received:
    2,623
    Are you an adult?
     
  9. heypartner

    heypartner Member

    Joined:
    Oct 27, 1999
    Messages:
    62,712
    Likes Received:
    56,678
    And get this. If it went to your Checking Account it would show as +50.
     
  10. Lil Pun

    Lil Pun Member

    Joined:
    Oct 6, 1999
    Messages:
    34,134
    Likes Received:
    1,026
    I had a negative balance on my Macy's card and after I didn't spend it in a few months they sent me a check for the amount.
     
  11. HR Dept

    HR Dept Member

    Joined:
    May 31, 2012
    Messages:
    6,792
    Likes Received:
    1,223
    Cancel your credit card, and apply for new Driver License and Social Security numbers. It is likely that your info has been compromised and you are a victim of identity fraud. You may also want to consider temporarily changing your Clutchfans password to: 123456a.
     
  12. DFWRocket

    DFWRocket Member

    Joined:
    Mar 21, 2000
    Messages:
    4,568
    Likes Received:
    2,220
    and if you type google into google..you will break the internet
     
  13. mrm32

    mrm32 Member

    Joined:
    Jun 26, 2006
    Messages:
    10,457
    Likes Received:
    2,327
    How can you spend -$50?
     
  14. RocketBlood

    RocketBlood Member

    Joined:
    Jan 27, 2009
    Messages:
    1,361
    Likes Received:
    135
    You been scammed!
     
  15. Haymitch

    Haymitch Custom Title
    Supporting Member

    Joined:
    Dec 22, 2005
    Messages:
    28,053
    Likes Received:
    23,318
    I work for a credit agency. Email me your credit card number, expiration date, and 3 digit security code. I'll help figure out what's going on.

    ....

    I saw the WTF thread title and I knew right away who the OP was.
     
  16. TexasStake

    TexasStake Member

    Joined:
    Dec 1, 2011
    Messages:
    595
    Likes Received:
    19
    believe it or not I asked this because maybe they didnt exactly understand my correctly but I called Chase about my CC and I was told you can't have a negative balance on your account. So I was utterly confused.
     
  17. Sajan

    Sajan Member

    Joined:
    Apr 18, 2009
    Messages:
    8,492
    Likes Received:
    5,961
    Yes. It would show up as -$50
     
  18. DarkHorse

    DarkHorse Member

    Joined:
    Oct 9, 1999
    Messages:
    6,734
    Likes Received:
    1,248
    My Life, starring Michael Keaton and Nicole Kidman
     
    1 person likes this.
  19. pippendagimp

    pippendagimp Member

    Joined:
    Sep 1, 2000
    Messages:
    27,164
    Likes Received:
    21,486
    it's actually a common practice to top-up your credit card if u want to use it for a large purchase that exceeds your credit limit…..ie. if u only have a $10k credit limit but need to pay for a $15k family excursion, then transfer $5k to the credit card acct in advance…..the balance would show up as -$5000
     
  20. justtxyank

    justtxyank Member

    Joined:
    Jul 7, 2005
    Messages:
    42,813
    Likes Received:
    39,581
    Why...

    :confused:
     

Share This Page

  • About ClutchFans

    Since 1996, ClutchFans has been loud and proud covering the Houston Rockets, helping set an industry standard for team fan sites. The forums have been a home for Houston sports fans as well as basketball fanatics around the globe.

  • Support ClutchFans!

    If you find that ClutchFans is a valuable resource for you, please consider becoming a Supporting Member. Supporting Members can upload photos and attachments directly to their posts, customize their user title and more. Gold Supporters see zero ads!


    Upgrade Now