It has happen to four people I know One at a ATM with a hidden camera to read pin Second he believes at a pay at pump gas station or resturant info was sold and purchases made outside of country Third he has no clue but gift cards were purchased The fourth he believes at a fast food drive thru All in the last week
That's why I always use my debit card as a credit card. Also, gas stations are notorious for card skimming. I try to pay with cash, or examine the swiper closely to insure its legit. As far as others swiping my card, I very rarely let it out of my sight. Crooked waiters/waitresses can very easily swipe your card through a portable reader without your knowledge. Lastly when I place my pin in ANY machine, I do my best to conceal the pin number.
I think he means running his debit card as credit, and not using his pin. Not using a debit card as debit as opposed to using a credit card.
I see. You're right, but he should be using a credit card INSTEAD of a debit card. Even without your pin they can drain your bank account. With a credit card you can just dispute it and get it handled. With the debit card it's much more of a risk.
PIN stands for Personal Identification Number. Saying "PIN number" is repeating the N... in redundancy. Either say "PIN" or "personal identification number."
I'm not sure and no one can predict with pinpoint accuracy about how many runs batted in our Astros will have. It's difficult to gauge, because talent is fluctuating, but it's unknown. I will take a guess and say it will be 602, many more than last year's total..
This just recently happened to me. I got my card skimmed somewhere. I am thinking a shady Taxi cab here in Chicago. It freaking sucks and the people who use the card info are really clever in how they do it. They do little charges that seem to blend in at first. (Parking meter charges, small amounts of gas, a $13 cab ride...etc) to test the card, and give it a pattern so nothing larger gets flagged. Then once they know you are not paying attention to it they start racking up the big ones... 150, 200, 400+ ..etc By then its usually too late. Luckily my bank reimbursed me the $1300 some b**** ass from Brooklyn took from me relatively quickly (yay for credit unions)
Check your CC transactions every day. With everything available online, I don't know why people don't do this every morning.
I think its safer to use a credit card only and use debit as less as possible. I pay with credit then pay it off with my debit/checking. I always used my debit as credit and it still got comprimised eariler this year. Its just less of a headache to use credit card as much as possible in case something like this happens again. Think about it. if they take yout debit info and clear out all your money, youre going to have to wait for your bank to put the funds back in. With your credit card comprimised, you still have your bank account money if need be.
Any time I eat out, I compute the tip so that the resulting total is some symmetric number. Like $31.13. Then it's super-easy to look through my credit card bill and look for skimming. And no, I haven't caught anyone doing it yet, but a friend has (using the same technique).
