1. Welcome! Please take a few seconds to create your free account to post threads, make some friends, remove a few ads while surfing and much more. ClutchFans has been bringing fans together to talk Houston Sports since 1996. Join us!

Credit card skimming

Discussion in 'BBS Hangout' started by RUDYG, Apr 21, 2014.

  1. RUDYG

    RUDYG Member

    Joined:
    Jun 29, 2006
    Messages:
    248
    Likes Received:
    44
    It has happen to four people I know
    One at a ATM with a hidden camera to read pin
    Second he believes at a pay at pump gas station or resturant info was sold and purchases made outside of country
    Third he has no clue but gift cards were purchased
    The fourth he believes at a fast food drive thru

    All in the last week
     
  2. TheresTheDagger

    Joined:
    May 20, 2010
    Messages:
    10,099
    Likes Received:
    7,741
    That's why I always use my debit card as a credit card. Also, gas stations are notorious for card skimming. I try to pay with cash, or examine the swiper closely to insure its legit.

    As far as others swiping my card, I very rarely let it out of my sight. Crooked waiters/waitresses can very easily swipe your card through a portable reader without your knowledge.

    Lastly when I place my pin in ANY machine, I do my best to conceal the pin number.
     
  3. Yonkers

    Yonkers Contributing Member

    Joined:
    Jun 19, 2002
    Messages:
    8,433
    Likes Received:
    480
    One reason I only use credit cards. I don't have any debit cards.
     
  4. SacTown

    SacTown Member

    Joined:
    Apr 18, 2011
    Messages:
    4,590
    Likes Received:
    235
    That's the opposite of what you should do
     
  5. TheresTheDagger

    Joined:
    May 20, 2010
    Messages:
    10,099
    Likes Received:
    7,741
    Why? I don't risk giving out my pin number using it as a credit card.
     
  6. bobrek

    bobrek Politics belong in the D & D

    Joined:
    Sep 16, 1999
    Messages:
    36,288
    Likes Received:
    26,639
    I think you misunderstood what he was trying to say.
     
  7. Uprising

    Uprising Contributing Member

    Joined:
    Dec 29, 2000
    Messages:
    42,332
    Likes Received:
    5,563
    I think he means running his debit card as credit, and not using his pin.

    Not using a debit card as debit as opposed to using a credit card.
     
  8. SacTown

    SacTown Member

    Joined:
    Apr 18, 2011
    Messages:
    4,590
    Likes Received:
    235
    I see. You're right, but he should be using a credit card INSTEAD of a debit card. Even without your pin they can drain your bank account. With a credit card you can just dispute it and get it handled. With the debit card it's much more of a risk.
     
  9. SwoLy-D

    SwoLy-D Contributing Member

    Joined:
    Jul 20, 2001
    Messages:
    37,617
    Likes Received:
    1,448
    PIN stands for Personal Identification Number.

    Saying "PIN number" is repeating the N... in redundancy. :eek: Either say "PIN" or "personal identification number."
     
  10. robbie380

    robbie380 ლ(▀̿Ĺ̯▀̿ ̿ლ)
    Supporting Member

    Joined:
    Aug 16, 2002
    Messages:
    23,315
    Likes Received:
    9,718
    How many RBIs will the Astros have this season?
     
  11. SwoLy-D

    SwoLy-D Contributing Member

    Joined:
    Jul 20, 2001
    Messages:
    37,617
    Likes Received:
    1,448
    I'm not sure and no one can predict with pinpoint accuracy about how many runs batted in our Astros will have. It's difficult to gauge, because talent is fluctuating, but it's unknown. I will take a guess and say it will be 602, many more than last year's total.. :eek:
     
  12. astros99

    astros99 Contributing Member

    Joined:
    Nov 9, 2007
    Messages:
    800
    Likes Received:
    109
    Did this happen in Houston? If so you should post where it happens so other people are cautious
     
  13. BleedsRocketRed

    Joined:
    Mar 12, 2008
    Messages:
    3,909
    Likes Received:
    2,191
    This just recently happened to me. I got my card skimmed somewhere. I am thinking a shady Taxi cab here in Chicago.

    It freaking sucks and the people who use the card info are really clever in how they do it. They do little charges that seem to blend in at first. (Parking meter charges, small amounts of gas, a $13 cab ride...etc) to test the card, and give it a pattern so nothing larger gets flagged. Then once they know you are not paying attention to it they start racking up the big ones... 150, 200, 400+ ..etc

    By then its usually too late. Luckily my bank reimbursed me the $1300 some b**** ass from Brooklyn took from me relatively quickly (yay for credit unions)
     
  14. bobrek

    bobrek Politics belong in the D & D

    Joined:
    Sep 16, 1999
    Messages:
    36,288
    Likes Received:
    26,639
    I agree.
     
  15. HPD

    HPD Member

    Joined:
    Jun 26, 2009
    Messages:
    1,287
    Likes Received:
    19



    Thank u......makes me ill wen people say it wrong.... to, too, and two
     
  16. ima_drummer2k

    ima_drummer2k Contributing Member

    Joined:
    Oct 18, 2002
    Messages:
    35,711
    Likes Received:
    7,758
    Check your CC transactions every day.

    With everything available online, I don't know why people don't do this every morning.
     
  17. bigtexxx

    bigtexxx Contributing Member

    Joined:
    Jun 12, 2002
    Messages:
    26,925
    Likes Received:
    2,265
    it's a great little side business
     
  18. BamBam

    BamBam Contributing Member

    Joined:
    Nov 3, 2003
    Messages:
    9,614
    Likes Received:
    9,770
    [​IMG]

    Late to the party, what are we talking about...:confused:
    .......
    .......
    .......
     
  19. Angkor Wat

    Angkor Wat Member

    Joined:
    Jun 14, 2007
    Messages:
    13,148
    Likes Received:
    978
    I think its safer to use a credit card only and use debit as less as possible. I pay with credit then pay it off with my debit/checking. I always used my debit as credit and it still got comprimised eariler this year.

    Its just less of a headache to use credit card as much as possible in case something like this happens again. Think about it. if they take yout debit info and clear out all your money, youre going to have to wait for your bank to put the funds back in. With your credit card comprimised, you still have your bank account money if need be.
     
  20. B-Bob

    B-Bob "94-year-old self-described dreamer"

    Joined:
    Jul 26, 2002
    Messages:
    34,795
    Likes Received:
    33,932
    Any time I eat out, I compute the tip so that the resulting total is some symmetric number. Like $31.13. Then it's super-easy to look through my credit card bill and look for skimming.

    And no, I haven't caught anyone doing it yet, but a friend has (using the same technique).
     

Share This Page

  • About ClutchFans

    Since 1996, ClutchFans has been loud and proud covering the Houston Rockets, helping set an industry standard for team fan sites. The forums have been a home for Houston sports fans as well as basketball fanatics around the globe.

  • Support ClutchFans!

    If you find that ClutchFans is a valuable resource for you, please consider becoming a Supporting Member. Supporting Members can upload photos and attachments directly to their posts, customize their user title and more. Gold Supporters see zero ads!


    Upgrade Now