From what I have seen, unless you have an airline credit card which gives you miles in their frequent flier program, the other ones like Capital One Venture are a rip off. Yes you may get the same or more in miles per dollar, however, when you redeem the miles, it's not a flat rate. 25,000 miles on a United MileagePlus CC = any domestic round trip flight 25,000 miles on a Capital One Venture CC = $250 towards a flight Might as well just get a better cash back card.
i have a chase freedom and amazon rewards that are pretty good, the freedom 5% categories are pretty nice citibank tends to have a few 0% apr cards that last for 12-24 months including balance transfers if you need to make a large purchase or move some debt off of a higher interest card. I got one of these cards right out of college and had to buy a bunch of stuff all at once when i moved into my apt. they dont have jack in terms of perks or rewards but if you are trying to build down debt its worth looking into
Sorry, you're right, it's $250. However, Venture earns 2 mi for every $1, where as the United card earns 1.5mi/$1. Not to mention the Venture card has an annual fee of around $60 while the United card has a fee of almost $400.
Well the United Explorer card is 95 a year and gets you a checked bag for free on their flights. It earns one mile per dollar, but it's an actual mile. The Capital One card, as well as many other "miles" cards gives you 2% back that's only useable towards travel. You might as well get the Fidelity AMEX which gives you 2% in actual cash and has no annual fee.
If it says, debit, it is not a credit card. Go to your local airport and try to rent a car with that. It's not happening. Overdraft protection on your debit is not a credit card. ie. Discover Card issues you a line a credit and you pay it back. Credit card. ie. Chase Debit card ...you go to the grocery store and swipe your card and it's debited from your checking account. you don't pay anyone back. no credit issued.
