1. Welcome! Please take a few seconds to create your free account to post threads, make some friends, remove a few ads while surfing and much more. ClutchFans has been bringing fans together to talk Houston Sports since 1996. Join us!

30% interest on credit cards? It's a good thing the Supreme Court legalized sodomy!

Discussion in 'BBS Hangout: Debate & Discussion' started by Ari, Sep 26, 2009.

  1. Ari

    Ari Member

    Joined:
    Nov 16, 2008
    Messages:
    1,053
    Likes Received:
    22
    A scathing but I gotta say spot on critique of this state of paralysis in American politics.

     
  2. Northside Storm

    Northside Storm Contributing Member

    Joined:
    Dec 24, 2007
    Messages:
    11,262
    Likes Received:
    450
    I think that at a certain point, it has more to do with the fact that consumers are just a happy bunch. Economic prosperity fosters compliance. Our system can't have anything wrong because everything here is so right! Too many people have been conditioned to fear change. Look at the whole brouhaha over a "possible" public option. Visualizing something abstract and insightful for the future is and perhaps always will be political suicide in America.

    Someone needs to kick our ass into gear. Western society as a whole actually, not just the States. Sure, people are having a good time, but who wouldn't with the exorbitant amount of resources being spent? I'm not advocating rebellion or anything like that, but I think gradual changes had better find a way to speed themselves up or else we'll soon find that our paralysis in politics will sooner or later coincide with our paralysis in innovation. You cannot have a Green Revolution every year. And unless we develop the technology to find another planet to victimize, 200 or so years of binging will come crashing down if only because we will have run out of supplies. 200 out of millions and millions of years...fascinating, really.
     
  3. Refman

    Refman Contributing Member

    Joined:
    Mar 31, 2002
    Messages:
    13,674
    Likes Received:
    312
    Once upon a time, we actually enforced usury laws that made a 30% interest rate illegal.
     
  4. Ari

    Ari Member

    Joined:
    Nov 16, 2008
    Messages:
    1,053
    Likes Received:
    22
    I just picked that one sentence because it made me laugh out loud and cry a bit inside all at the same time. It reads like a rant, but it is a funny rant and he actually still manages to get his point across.
     
  5. MadMax

    MadMax Contributing Member

    Joined:
    Sep 19, 1999
    Messages:
    73,755
    Likes Received:
    20,256
    now the credit card companies base themselves in South Dakota, where no usury laws exist, and say if you sign a card member agreement with them, you're subjecting yourself to their laws.

    back in the early 80's, i believe it was, the federal courts backed them up.
     
  6. Shovel Face

    Shovel Face Member

    Joined:
    Sep 3, 2009
    Messages:
    724
    Likes Received:
    44
    The government is slow, bureaucratic, corrupt and inept? Wow, that is really insightful. Thanks for the hot tip.
     
  7. rhadamanthus

    rhadamanthus Contributing Member

    Joined:
    Nov 20, 2002
    Messages:
    14,304
    Likes Received:
    596
    Truth. Truth. Truth.

    This whole article was solid, unmistakable truth.

    The ironic thing is that the capitalism which gave our economy a super-steroid boost upon initiation has since become a 500 lb ball and chain attached to our supposedly representative government. How long before people really start to laugh, and I mean seriously laugh, at our horrendously out of date culture? I mean, we've reached a point where new technologies and ideas are just being flat-out stymied for no real reason. Build a better car? The traditionalists will lampoon it while corporate lobbyists will work overtime to get it lawyered into pseudo-oblivion. Want to enact a more enlightened attitude towards homosexuality? Suddenly those who get divorced like it's some new fashion statement are incensed about our crumbling "family values" and the politicians pick it up as a handy crusade to buy a few more votes. Crazy. It's only a matter of time, IMO, before the US starts to look a little more like Cuba - you know, with the ancient out-of-date cars and slowly crumbling infrastructure. And, like Cuba, we can blame the US for the cause.

    We're a weird country.
     
  8. DonnyMost

    DonnyMost be kind. be brave.
    Supporting Member

    Joined:
    May 18, 2003
    Messages:
    47,503
    Likes Received:
    17,220
    He and Jon Stewart are probably the sharpest guys on TV.

    Always dishing out the awful truth.
     
  9. Refman

    Refman Contributing Member

    Joined:
    Mar 31, 2002
    Messages:
    13,674
    Likes Received:
    312
    This will eventually change. Either SD will enact a usury law, or the various other states will enact banking regulations that the credit card issuers are subject to by the virtue of issuing cards in that state.

    This should get interesting.
     
  10. Rocket River

    Rocket River Member

    Joined:
    Oct 5, 1999
    Messages:
    61,838
    Likes Received:
    29,200

    I think of Economy like this.
    In your INFANCY and TEEN YEARS - Capitalism is great
    Constantly absorbing new markets etc
    You need that extra energy to grow up healthy and strong
    HOWEVER
    The constantly looking for new markets and absorbing them
    leads to Economic Obesity . . .

    Which is what we have now
    We have created new markets [Water Market]
    By attempting to remove all 'free things' cause we need those to be new markets
    is not more stifling than helpful

    Rocket River
    Once you have a Mature Economy
     
  11. Rocket River

    Rocket River Member

    Joined:
    Oct 5, 1999
    Messages:
    61,838
    Likes Received:
    29,200

    The problem is .. . no one like them could ever be elected
    NO ONE WANTS TO HEAR THIS FROM THEIR POLITICIAN

    Truth from a politician . . or . . by someone in a position to actually DO SOMETHING
    scares the isht out of people

    Rocket River
     
  12. orbb

    orbb Contributing Member

    Joined:
    Dec 9, 2002
    Messages:
    2,045
    Likes Received:
    16
    Its like we've been conditioned to see capitalism as the end all be all. It worked great when we were the only gorilla on the block. Its all greed now.... I wonder what the geopolitical map will look like in 2 decades.
     
  13. JuanValdez

    JuanValdez Contributing Member

    Joined:
    Feb 14, 1999
    Messages:
    34,201
    Likes Received:
    13,644
    Funny article, but I wouldn't call it the truth. I share his frustration with a lot of things but also understand how and why the solution is more complicated than he makes out.
     
  14. Invisible Fan

    Invisible Fan Contributing Member

    Joined:
    Dec 5, 2001
    Messages:
    43,443
    Likes Received:
    25,452
    I don't like Bill Maher, but I did like his rant.

    I wouldn't elect him to office.

    Then again, I don't live in Minnesota.
     
  15. Sweet Lou 4 2

    Sweet Lou 4 2 Contributing Member
    Supporting Member

    Joined:
    Dec 16, 2007
    Messages:
    37,717
    Likes Received:
    18,918
    I think the level of political discourse in this country has dropped to new lows and basically has paralyzed our gov't from ever being effective again in passing meaningful legislation.

    Ever since Bill Clinton and Newt went at it, nothing ever gets done. Except for the Iraq war. Pretty crappy past 10 years if you ask me.
     
  16. rhadamanthus

    rhadamanthus Contributing Member

    Joined:
    Nov 20, 2002
    Messages:
    14,304
    Likes Received:
    596
    You must spread some Reputation around before giving it to Invisible Fan again.
     
  17. MadMax

    MadMax Contributing Member

    Joined:
    Sep 19, 1999
    Messages:
    73,755
    Likes Received:
    20,256
    really?? are you reading articles that suggest this??
     
  18. finalsbound

    finalsbound Contributing Member

    Joined:
    Aug 31, 2000
    Messages:
    12,328
    Likes Received:
    901
    He writes like he talks. Insightful, articulate, and damning.
     
  19. Lil Pun

    Lil Pun Contributing Member

    Joined:
    Oct 6, 1999
    Messages:
    34,132
    Likes Received:
    1,021

    This is pretty much the truth. Never before has that famous line from "A Few Good men" been so relevant. People don't want to hear the truth because they can simply not handle it. They want to hear what they want to hear. Sad really.
     
  20. Phillyrocket

    Phillyrocket Member

    Joined:
    Jun 12, 2002
    Messages:
    13,747
    Likes Received:
    10,225
    Very truthful. You ever see an article about some college/garage inventor/high school kid that has developed a solar panel/engine/biofuel that is like 100,000 times better than what we have now and everyone goes "oh that's cool" and then we go back to the Chevron station in our 18mpg SUV's at 3.50 a gallon?

    I've been reading articles like this for as long as I can remember!!!!!

    Why in the hell is there not a solar panel on every building in America? WHY!?

    We've had the technology for years!

    Life should be like this: You drive a battery powered car to and from work that uses ZERO gas. You park it in your garage at night and plug it in. Your home (and electric car) are powered by a solar panel on your roof.

    Electric bill and gasoline bill equal ZERO a month.

    Get er done!

    You know eventually we will get there but why can't we get there NOW!?
     

Share This Page

  • About ClutchFans

    Since 1996, ClutchFans has been loud and proud covering the Houston Rockets, helping set an industry standard for team fan sites. The forums have been a home for Houston sports fans as well as basketball fanatics around the globe.

  • Support ClutchFans!

    If you find that ClutchFans is a valuable resource for you, please consider becoming a Supporting Member. Supporting Members can upload photos and attachments directly to their posts, customize their user title and more. Gold Supporters see zero ads!


    Upgrade Now