Yeah, I carry a little cash for when I get to some situation where I need it or a convenient store that says something like you need to buy more than $5 worth of crap to use a credit card, and all I want is a drink. Other than that, I just use a credit card for everything I can other than property tax payments or something.
Definitely haven't used cash once since the pandemic started. Might have a 20 or two in there. After a couple times of doing this and being given the wrong change back I just stopped.
I withdrew a bunch of cash when the pandemic hit hard last year as a precaution, but haven't used much except for small change. Will probably not need to withdraw for another year or two... I like to keep at least 50 for emergencies but that's usually good for a month.
We took out like 150$ for the Pandemic . . .. it was still there about a month or so ago. I try to keep some 1s and coins for vending but even that I don't keep much I would get a roll of Quarters for the coin bottle I have and sometimes just keep in the desk at the office Someone mentioned tips. . . and I usually add it to the card but Sometimes i do have concerns the waitstaff dont get that so I wish I had cash or they can keep it under the table Rocket River
I suffer from watery eyes...always use $400-$500 on a daily basis specifically for this purpose... ....... ....... .......
I try not to keep over $40 in cash. I keep around $200 in $20s at home as my ATM that I'll restock as needed. I rarely use cash. It was a good thing I had cash around during the ice storm. So many businesses had no Internet and couldn't process card payments.
I carry $0 to $80, which is more than I did 20 years ago when cash was more prevalent. My kids are aging out now, but I find there's an age where they are going to stores or events with other families and need cash to pay their own way.
I still carry cash to use at small, mom-n-pop kinds of stores and restaurants mainly. I want to save those places the credit card processing fees, which just add to their struggles to make ends meet. It's a little thing, but just trying to help 'em out. Oh, and also for tips - cash tips are off book for waiters. Credit card, and cash back bonus, for everything else though!
/Thread Lol, when I have cash on me, my wife somehow ends up with it. I mean obviously I can go to the atm and get more but it's whatever. Also, math... I know some people have other skills and don't have the same experience with running numbers/counting without calculators... But when I had a retail job I always had everything on count, it was seriously odd to me when someone was off at the end of their shift (I also rarely worked the cash register since I'd only do it to help out) - this was in the early 2000s at a best buy - so by then there was really no excuse - ie you have the computer and I would double check in my head as I was inputting the numbers. I've had the exact same experience though handing out extra cash+change to get bigger bills back... Now if someone asks to draw something creative or paint something that's not a house/object that needs a coat of paint... - but an actual artwork painting - my kids surpassed me by 2nd grade probably, haha.
Yeah, if the restaurant staff/others are doing good or someone did a great job on something I'll tip cash - I'll typically tell them to make sure they remember I didn't stiff them - I am definitely not some rich guy/showing off so it's more of a joke, but don't want to end up on the silly viral receipts where someone's been rude. I mean I never worked in the service industry but I try to put myself in their shoes, I tip 15% minimum even on bad service (but that'll probably go on the CC receipt). Like I think a waiter/waitress etc would have to do something insane to not get a tip from me - that's probably why I'm not rich, haha Anyway definitely agree with you on the fees too - especially for mom/pop stores - those fees add up for them
Around $40 to $50, not because I withdraw periodically, but because I never use it, it sits there and I forget it exists.
