What do you guys think about NIO. I have accumulated 6300 shares, I'm in long. Learned some HARD lessons 4 years ago that i will regret to the grave lol.
Got in on Alibaba on 140's dip. Bought 1500 shares when IPO first dropped. Guess which dumb ass got scared and sold WAY to early, yep me.
Been there bro. Had a chunk of amazon at 300 when i was new to trading. Panic sold when it when it had a bad week. Lol.
I took a really good look at my discretionary spending this week and decided that I’m about to make some big changes. One of which being investing $300-400 a month into ETFs. I think I’m going to do 80% stocks 20% bonds and I’ve opened an account with Vanguard. Making my first investment next week. Any advice?
My advice for a beginner: 70% VTI - Vanguard Total Stock Market ETF 20% BND - Vanguard Total Bond Market ETF 10% cash Edit: Here is my secret sauce. It is not much different from the above. 30% US equites - VTI 30% e-US equites - VEU - Vanguard FTSE All-World ex-US ETF 30% US bonds - BND 10% US Real Estate (proxy) - VNQ - Vanguard Real Estate Index Fund The 30% US equites can be subdivided into 20% VTI and 10% VBR Vanguard Small Cap Value ETF, if you want to have a small cap value play. The 10% Real Estate could be split 5% domestic (VNQ) and 5% foreign (VNQI).
I would leave bonds out of the taxable account. Not tax efficient. https://www.bogleheads.org/wiki/Tax-efficient_fund_placement
Would not go 90% SP500 at these parabola levels. Would have a mix of stock/fixed income/alternative investments, until some pull back is seen.
I would do some research into gld as a hedge for a prolonged retraction in overbought companies that dividend yielding ETFs gobble up. There's always uncertainty, especially with the rising acceptance of passive investing and electronic transactions creating swarm like behavior. It should definitely not replace due diligence because "the s&p has always gone up over time". As a counterpoint, the Nikkei index has been a shitstorm for the last 20 years and haven't returned to their peaks in the 90s. Also read up on corporate debt and how CEOs have overleveraged on top of the Trump handouts just so that they can repurchase their own shares at historically high p/e ratios. This debt has been securitized in a supply driven fervor not unlike mortgages 15 years ago. After all, federal interest rates have been low since Greenspan, who has ever remembered it being above five? I'll just call in my legal bribes...er favors and socialize the losses if something unexpected happens again. Isn't small FREE government run by small overtly greedy minded people great?
I'm extremely curious about how Mueller's investigation will ultimately affect the stock market. I have pulled out around 70% of what I have. Am waiting on a potential buyout on ARNC. If that happens I will about 85% out of what I have in my personal Ally account. I can't do much about my other crap though.
I could see it not having one to a point. I believe a lot Lot of people would be incensed that weird hair orange guy Mr. Trump would be out and there could be some type of turmoil. Overall I just "feel" like something is coming. At that point, I will look back at getting in. And will only dabble here and there until then.
Nice suggestion. What should I do with my 401k? Roth or pre tax? What %? And after putting 12% of my paycheck in a savings acct, how much more should I save and invest? I've just been doing full match 401k, 90% stocks/10% bonds but this is my first collapse.
Why has Beyond Meat exploded out of the gates like crazy? I'm looking at some of the recent IPOs to hop on longer term.
