Did Insurance Pay Any Portion Of John Wall’s Albatross Contract with the Rockets?

Is there any way to know if John Wall’s insurance policy paid his salary while he was on the Rockets?

According to this article, insurance paid out his prorated contract to the Wizards if he misses at least 41 games due to injury:

https://www.washingtonpost.com/spor...-is-could-help-wizards-bottom-line-next-year/

So insurance paid out partially the year he got injured with the Wizards, and fully his last year in Washington.

The article only mentions the gist of the insurance policy and doesn’t go into what actually causes the player to miss 41 games.

There are some fans saying the Rockets and Stone are really smart for playing Wall in only 40 games during the 2020-2021 season (which was shortened to 72 games, so he still played more than half the season) so they’d be reimbursed his pro-rated contract amount for that year, and that sitting him out his entire last season in Houston saved Tillman the full $45 million or so because the insurance company reimbursed the Rockets.

I find this hard to believe because Wall’s injuries with the Rockets were not related to his left foot or leg as a whole (he had a right hamstring strain), and the Rockets and Wall were both transparent during his final season that he wouldn’t play so the younger kids could develop. His absences from games said “Rest,” or “away from team.” I’d think an insurance company would find it dishonest and any team trading for Wall would have problems with the Rockets publicly saying one thing about paying him to stay home through media and daily player absence reports, while also hiding his “lingering left foot” injury from the public if the Rockets did get insurance money to pay out the full or even a partial contract.

I can’t imagine any insurance contract for professional athletes creating such blatant loopholes. In fact, it’s usually the opposite where players and teams don’t get the payouts they think they deserve due to player injuries.

If this is the case and is standard for player contracts , then the Rockets should extend the injuries Brooks and VanVleet had last year, sit them out, get paid their contract amounts from insurance so they don’t lose money, get another top 4 pick, and then go all-in the year after.