What online Banks do you use? I see some like Citi, Synchrony that have savings above 4% and CD up to 5%. Any suggestions from your experiences?
There are lots of places that have 4+% on savings nowadays. I even saw one or two that are showing rates of 5%, but savings rates are always fluctuating. You can get around 4.9%-5.1% on 1 to 3-month CD's all the way out to around 5.4% on 1-year CD's with brokered CD's (non-callable). I've just been buying short-term CD's the past several months to stay about 1-1.5% ahead of most savings rates. You may want to check out something like bankrate.com for some rates examples. Wherever you go, just make sure your funds are FDIC-insured.
anyone bank with Credit Human? I see they have branches in SA and NO mostly, just 1 in Houston. Some killer CD rates they got