saw palmetto actually has some legitimate science behind it. Most of the research involves prostate enlargement, but there has been some positive research on hair loss, and the two issues do share similar metabolic pathways. It would probably be the least troublesome way to start a treatment, since it is relatively cheap, you can get it OTC at any drugstore for about $10 a bottle, and it's easy to take - usually oraly twice daily.
Everyone on the bbs is a comedian these days. Yeah, I did a little research and I think saw palmetto is best and cheapest way to go- basically you have to block dht from forming or something like that. The saw will cost like 6 bucks a month while the expensive stuff like propecia would cost like 60 dollars a month. I still have a full set of hair so I'm more concern about maintaining the hair instead of restoring it (which is odd because there still isn't a medicine out there that can effectively restore a good amount of hair). Anyways, thanks Ottomaton, arkoe, and all the Dave Chappelles for the advice.
Don't sweat it and just try and slow the loss down for now. Stem cells may cure baldness in the not too ditant future (they've already grown hair on 'bald' mice).