3rd Attempt: GOP/Trump Repeal & Replace ACA and Trump lie about pre-exist coverage

Sounds like your friend's Obamacare policy is better than my employer provided insurance. Can I waive my employer provided insurance and get an Obamacare policy? Sure! Those of us who do that won't get the subsidies though because we're penalized for being successful.

Again, it is not right for me to have to subsidize healthcare for those who are able to work but choose not to, or choose not to find a job that offers employer provided insurance.

 

I don't think you have a career where employers provide healthcare.


I don't think you subsidize anyone.


But also, most importantly, you don't understand insurance. What you described is insurance. In auto insurance, an insurance company is only profitable if the premiums of those who don't file claims pay for those who do...

That's how the CORE concept of insurance works you ****ing idiot.

 

It's not right for me to have to subsidize stupid people either, but nevertheless my taxes support defense for you, roads for you, electricity for you, and on and on.

 

We have employer insurance, but the out of pocket max is the same for everyone. He would have been charge for close to 20k for docotors fees alone if there were no cap.

 

You are severely lacking in reading comprehension.

I pay income taxes. I do not receive subsidies to help pay for my health insurance. Others do. Therefore, I am subsidizing them.

And nice insult. Way to be civil. I guarantee you wouldn't have the balls to say that to my face.

 

Under Obamacare even under your employer's health insurance what you pay is capped. That wouldn't be true if not for Obamacare. Obamacare does, in fact, subsidize all healthcare by having the caps. It even subsidizes yours.

 

My current employer-provided plan is worse in every way than my pre-2010 plan. My premiums are higher, deductibles are higher, and my out of pocket max is higher. So no, I am not benefiting from an Obamacare subsidy.

I would have been better off if that socialist albatross had not been foisted upon us. But hey, a bunch of helpless, unmotivated folks now have insurance! Hurrah!

 

The subsidy is there whether it is a benefit to you or not. Your insurer didn't have to make the changes they did.

 

Obamacare made it economically impossible for insurers to continue to offer many plans. Obama's "If you like your plan, you can keep your plan" claim was a complete lie.

 

You are correct about keeping the plan and keeping your doctor is true in all the cases. That was indeed a lie about Obamacare. There is no denying that. But acting like insurers were only barely squeezing by before and all of the increases are only because of Obamacare, is also a lie. Premiums were rising before Obamacare took place.

https://www.theatlantic.com/health/archive/2016/11/better-off-before-obamacare/507650/

 

It's curious why Trumpanzees only bring forth the "subsidize" argument for health care but not every other facet of government that they benefit from. It's like they have no freaking clue how government works, how insurance works.

 

Problem with this is that in some cases companies just closed down insurance to kick those people to Obamacare. That's not Obamacare's fault. Second, as you note, premiums have been skyrocketing for decades despite the BS laws passed in Texas to limit malpractice suits that we were told would decrease insurance premiums. Third, premiums don't necessarily tell the entire story on health care. Republicans will claim to lower your premiums but all of the out of pocket costs will be sky high and they won't include a lot of the preventative care in Obamacare. Fourth, having Obamacare actually stemmed the rise in costs on the private insurance side. Something nobody talks about. Without Obamacare, those millions of people would be trying to get care they couldn't pay for which raises costs for everyone else.

Basically the Republican argument is a house of cards, shifting priorities to claim one thing that is really no end game benefit and using a set of data that shows an incomplete picture.

 

Seems like that's your fault for working for a crappy employer that provides crappy health insurance. And yes, your health plan is subsidized by the rest of us through the employer health care tax break that's not available on individual plans. You should just change jobs. Why should I have to subsidize people like you that work for crappy companies that provide crappy healthcare?

 

Sounds like a great plan for the GOP! The GOP congress should do this immediately.

 

That's probably the best idea honestly. Right now you won't get Democrat support or even their input because they are so hell bent on keeping Obamacare at all costs. If you immediately repeal Obamacare, that's no longer a hurdle and insurance companies will be able to return to markets they've been forced out of by Obamacare meaning more choice for customers. Pretty much a win/win.

 

LOL. Trump is not stable. Go ahead and do that and see the GOP loses everything in 2018 and 2020.

 

Ahh... The good ol' 'choice' of the American consumer to not have health insurance so when they have prostate cancer they either die or foot the bill to the hospital, file for bankruptcy, and the costs get transferred to those who pay premiums for healthcare.

Amazing choices there Booby.