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Bank of America to Charge for Debit Cards
Tags:  bad credit check, boston bank heist, come at me bank, credit union, death to bac, yahoo Tags
Blake is offline Old 11-01-2011, 03:05 PM   #101
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Who cares about a $5 debit card monthly fee? this bank just moved the majority of it's derivitave exposures from the holding company and into it's banking entity...putting their (YOUR/MY) $1 trillion in deposits at risk vs. their derivitaves ($73 trillion) contracts.

Have fun waiting on the FDIC, which itself is basically bankrupt, to give every BOA customer their money at the same time once this POS goes belly up

In the process of closing my accounts...just takes so long when you have so much automatically taken out (bills, loans, etc...)

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Dubious is offline Old 11-01-2011, 03:18 PM   #102
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Quote:
Originally Posted by Blake View Post
Who cares about a $5 debit card monthly fee?
Bank of America Derivatives Transfer Draws Lawmaker Scrutiny
November 01, 2011, 2:52 AM EDT


http://www.businessweek.com/news/201...-scrutiny.html

I would appreciate if you could boil that down to a a WTF for me.

Oh, you did? I still don't understand.
 
Phillyrocket is offline Old 11-01-2011, 08:23 PM   #103
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Quote:
Originally Posted by Eric Riley View Post
Sorry if these are noob questions... but are there any downsides to credit unions? And what do you look for in picking a good one; are they all the same? And lastly, anyone have experience with USAA? Upsides to it?
I use USAA banking and LOVE them. Refund on ATMs, my direct deposit shows up that morning instead of that evening, FREE checking, you can deposit checks at any UPS store or online with a scanner. Only problem is if you need to deposit cash. No can do.

CUs are non profits, member owned. FREE checking no BS. Lower fees for overdrafts and you can just go to the branch to get them to reverse them in my experience anyway.

DEATH TO BAC!!!

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Lil Pun is offline Old 11-03-2011, 06:33 AM   #104
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I bank at Regions, one of the banks who announced a monthly fee ($4) for debit card usage. Well, I received an email this morning stating that we spoke and they listened. They have eliminated the fee as of November 1 and will refund fees from October.

BOA to follow?

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TreeRollins is offline Old 11-03-2011, 10:30 AM   #105
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Quote:
Originally Posted by Lil Pun View Post
BOA to follow?
BOA already backed off on this

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Deckard is offline Old 11-03-2011, 10:38 AM   #106
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Quote:
Originally Posted by Phillyrocket View Post

I use USAA banking and LOVE them. Refund on ATMs, my direct deposit shows up that morning instead of that evening, FREE checking, you can deposit checks at any UPS store or online with a scanner. Only problem is if you need to deposit cash. No can do.

CUs are non profits, member owned. FREE checking no BS. Lower fees for overdrafts and you can just go to the branch to get them to reverse them in my experience anyway.

DEATH TO BAC!!!
I use USAA as well, and agree. Great for car loans and the like, and they have yet to raise the interest charge on the credit card I have through them, which is still around 8%, with a high limit. Outstanding service.

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KingCheetah is offline Old 11-03-2011, 10:44 AM   #107
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NOT SO FAST BOA.

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