was financial crisis caused by our our moral indifference

I think our government is more to blame than god.

But that is a chicken and egg argument really.

"Which came first, morality or regulation?"

 

I always thought it was greedy bankers pushing the adjustable rate mortgage. My family isnt in much different financial situations than the rest of these folks, but we got a fixed rate and have had no trouble.

 

I find her logic hard to follow. Can someone explain it to me why public housing is destroyed by the financial crisis?

 

Without reading, I would guess public housing was destroyed by the fall in demand (and therefore provision) resulting from more of its 'customers' buying their own homes with underpriced credit.

I haven't read it because the idea that it's a good thing to keep people dependent on government assistance just can't get any traction in my brain.