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Vanguard Roth IRA advice?

Discussion in 'BBS Hangout' started by Xenochimera, May 12, 2011.

  1. Xenochimera

    Xenochimera Member

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    Anyone know what are some good funds to invest in? or at least to look at? I am looking to max out yearly ($5K).
     
  2. Manny Ramirez

    Manny Ramirez The Music Man

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    When I participated in the 401(k) at the job I had for over 10 years, they used Vanguard and I found the 500 fund to be decent. It is not an aggressive fund but is supposed to give you a decent return back. I also went with the Janus fund which is more aggressive but can give you a really good return.
     
  3. No Worries

    No Worries Member

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    Since Roth IRAs are designed as a retirement investment, I would suggest one of Vanguards's target date retirement funds:
    • Vanguard Target Retirement 2025 Fund (VTTVX)
    • Vanguard Target Retirement 2030 Fund (VTHRX)
    • Vanguard Target Retirement 2035 Fund (VTTHX)
    • Vanguard Target Retirement 2040 Fund (VFORX)
    • Vanguard Target Retirement 2045 Fund (VTIVX)
    • Vanguard Target Retirement 2050 Fund (VFIFX)
    See here.
     
  4. Big MAK

    Big MAK Member

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    Diversify yourself. And, it all depends on age. I'll assume you're young, 20's or 30's. Put at least 50% into global funds. Put about 60-70% into small/mid cap, 10% in bond funds, and the rest in large cap.

    Energy/natural resources will do well. Copper is a good area too.

    Just diversify.
     
  5. Xenochimera

    Xenochimera Member

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    thanks for the advices guys. will look into it more
     
  6. macalu

    macalu Member

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