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personal experience on why everyone needs health insurance

Discussion in 'BBS Hangout: Debate & Discussion' started by rockbox, Oct 22, 2009.

  1. rockbox

    rockbox Around before clutchcity.com

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    I just wanted to share a couple of personal experiences from that last month. I posted it here since I knew if I posted it in the hangout, it would end up here anyways.

    My wife got a call last night that her uncle/godfather is in the hospital with life threatening pneumonia. It turns out that he has been sick for about a month but was still going to work because he works construction and gets paid per job. What started out as probably a cold or the flu has now turned into a terrible situation. His employer doesn't provide health insurance and insurance through his wife's employer (walmart) is very expensive to cover the spouse since she is a 39 hour a week part time employee. He is in his 50's so the cost of getting private insurance is also very high. He has never had any medical issues besides a hernia that he hasn't had treated since he didn't have health insurance. Ironically, he finally went to the doctor because of constipation he thought was caused by the hernia and not because of the pneumonia. He is having surgery today to scrape out his lungs. The doctor said if he wouldn't have come in when he did, he probably wouldn't be treatable now. What would have been a 200 dollar doctors visit and some antibiotics has now turned into a hundred thousand dollar life threatening situation.

    The second story I wanted to share is about my daughter. She was playing the monkey bars a few weeks back and fell off and landed on her back. She got a bruise but was otherwise fine. She went to soccer practice and acted normally for a week. However, she started complaining that her back hurt when she did jumping jacks and played on the asphalt at school. So we took into the doctor just to have checked out. The doctor didn't think it was anything serious but ordered x-rays just to be sure. It turned that she had two compression fractures in her back which could have led to paralysis if she did anything to make it worse. Now she is in a back brace for 8 weeks. My kids and wife have been to the doctor and hospital numerous times this year mostly because my son was born 10 weeks premature. The total cost of all our hospital stays, surgeries and doctor visits would probably be over a half million dollars. Fortunately for me, I have relatively good health coverage. Otherwise I would have been screwed. Even with my good insurance, I still have paid about 10K dollars out of my pocket.
     
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  2. DaDakota

    DaDakota Balance wins
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    Thank you for sharing, and glad everyone sounds like they will be ok.

    And I concur....health insurance is needed for everyone..

    We are the only westernized country in the world without a national healthcare program.

    It is just silly...

    DD
     
  3. rockbox

    rockbox Around before clutchcity.com

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    My wife's uncle isn't out of the woods yet. They are not sure if he will fully recover since his lungs are in bad, bad shape. There is also a chance he may not make it through the surgery. What makes me sick to my stomach is that he qualifies for VA coverage but never applied for it. He didn't think he deserved it because he wasn't in the military for very long. He is technically a Vietnam era vet even though he never went over there.
     
  4. gifford1967

    gifford1967 Member
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    So sorry to hear about your family's medical problems. The situation with your wife's uncle is just the classic medical insurance nightmare.
     
  5. DonnyMost

    DonnyMost Member
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    Git r' dun, congress.
     
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  6. Dubious

    Dubious Member

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    My brother was between jobs and insurance, his wife got bit by a brown recluse spider and developed dermonecrotic lesions, she went to the hospital where she got MRSA and had to go on months of intravenous antivirals.

    $200,000 later he had to declare bankruptcy. The Brazoria County Hospital District and hence the taxpayers had to eat the bill.

    Pretty standard story.

    If a public option would spread the costs to everyone evenly and break even, we should do that because the risk of health care costs are universal. Of course you can't be spending millions on the elderly just to keep them breathing, so I guess we'll need some Death Panels. (Insurance Triage?)
     
  7. juicystream

    juicystream Member

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    Over 34 hours is a full-time employee at Wal-Mart. Not saying she didn't get hired as part-time, and gets scheduled or asked to come in, but then she needs to get her status changed.
     
  8. Shovel Face

    Shovel Face Member

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    A man got his leg amputated because a hospital failed to treat him in time. The man, who suffered from diabetes, received no treatment despite the obvious risk of gangrene that followed from his poor blood circulation. The subsequent investigation, set up by the hospital’s owner, put out a warning to the two doctors involved, stating that the man would still have his leg had he been treated in time.

    -------------------------------

    A hospital has on its own account investigated into the possibilities of premature deaths among patients waiting in line for a by-pass surgery. For those that aren’t lucky enough to end up in what the hospital determines to be the "fast lane," the waiting time is about 4½ months. It was found that during the 4 years of 1995–1998, 77 patients died while waiting in line. The conclusion of the study was that perhaps the hospital needs to coordinate its activity on a national level with other hospitals of the same ownership. In that way, they would be able to better judge who were going to end up in the fast lane (and, thus, who wouldn’t).

    -------------------------

    After having had to wait for a long time, a man was told by a hospital that he had cancer and that the tumor was malignant. It could neither be treated by surgery nor in any other way. – This tumor will kill you, he was told. He was offered the necessary pain relief. Fortunately, the man was very wealthy. He just got on a plane and flew to a place where these kinds of tumors could be treated. He had surgery in a couple of days, and instead of the prospect of death after only 45 days in the care of the first hospital, he now can look forward to many more years of living.

    ---------------------------

    When it was time to give the twin birth, a pregnant woman and her husband, living in a small town, were told that there were no beds available at the hospital. This particular hospital was in the neighboring town, since they had already earlier been refused to give birth in their hometown. However, the hospital had made a general promise that they should be able to give birth somewhere. They were taken to the famous hospital in a larger city about 150 km away, but also there they were refused to give birth, despite the fact that it had the same owner. Instead the hospital sent them abroad by helicopter to another hospital with a different owner, but with which the first hospital had some kind of agreement. When they finally arrived, it turned out that the twins were stillborn.

    After this tragic event, the hospital refused to fly the couple back to their home country or hometown. The hospital only arranged for helicopter in emergencies, and when the necessary care in relation to a child’s birth is finished, the hospital has no obligations, they where told. Instead, the unfortunate couple had to arrange with flight tickets back home. Normally, deceased persons are generally transported in a sealed zinc coffin in the trunk of the airplane, but as the couple didn’t want it that way, they instead were provided a small coffin that was put in a bag. The airline company, that happened to be the property of the owner of that foreign hospital, acted courteously and left two rows clear in front of the grieving couple. Well back home, the hearse the hospital had promised didn’t arrive, so the couple had to take a taxi to get all the way home.

    The subsequent investigation, set up by the hospital’s owner, reached the conclusions that the behavior of the hospitals, from a medical point of view, had been correct. In retrospect, the investigation could also conclude that the quality of the reception when the couple arrived back home with the flight could have been better. Another conclusion was that the outcome of the birth itself wasn’t affected by the fact that the couple had been sent to a hospital in another country, but that this admittedly must have been strenuous for them. Finally, the investigation stated that the hospital had to find new routines for how to handle complicated international flights in general.


    These stories are true. They all happened in Sweden in the last few years.

    Say no to "the man" controlling your health care. Fight the power. Do not be a socialist pansy.
     
  9. DonnyMost

    DonnyMost Member
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    Interesting solution to the health care problem you've counter-proposed!

    I will file it here.

    [​IMG]
     
  10. Shovel Face

    Shovel Face Member

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    It will give your mom something to read.
     
  11. Rashmon

    Rashmon Member

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    Shovel Face and another BBS poster went to a bar before a Rocket game for a drink, and sat on stools watching the 6 O'clock news. A man was shown threatening to jump from the Brooklyn Bridge, and Shovel Face bet the BBS poster $50 that he wouldn't jump.

    Sure enough, he jumped, so Shovel Face gave the poster $50. The BBS poster said, "I can't take this, you're my BBS friend."

    But Shovel Face insisted saying, "No. A bet's a bet."

    Then the BBS poster said, "Listen, I have to tell you that I saw this on the 5 O'clock news, so I can't take your money."

    Shovel Face replied, "Well, so did I, but I didn't think he would jump again!"
     
  12. DonnyMost

    DonnyMost Member
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    Thanks for conceding the argument by going personal!
     
  13. mc mark

    mc mark Member

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    A shinning example of why adults are now in charge of congress.
     
  14. Shovel Face

    Shovel Face Member

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    What was your argument?
     
  15. DonnyMost

    DonnyMost Member
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    Shovel Face is right!

    All we have to do is FIGHT TEH POWAR and health care will fix itself.

    :rolleyes:
     
  16. GladiatoRowdy

    GladiatoRowdy Member

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    That the way healthcare is run right now is wrong and needs to be changed.
     
  17. Shovel Face

    Shovel Face Member

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    Sorry. I thought the liberals LOVED to fight the power. My bad.

    I guess what they really want is to be the power.
     
  18. Shovel Face

    Shovel Face Member

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    I guess the photo was blocking that text on my end.
     
  19. rockbox

    rockbox Around before clutchcity.com

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    Maybe I'm wrong about the 39 hours. I just know her normal work week is right at the limit and she often goes over. Its not that she doesn't want to work 40, they just make sure she doesn't qualify for full-time status to save costs.
     
  20. DonnyMost

    DonnyMost Member
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    Why don't you go ask my mom.

    [​IMG]
     

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