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Need help with a personal loan (fair credit)

Discussion in 'BBS Hangout' started by NateNate, Aug 20, 2009.

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  1. NateNate

    NateNate Member

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    School is starting soon and i need a small loan of about 2,000 to get a bucket car just to get around in with AC. The car i have now is basically destroyed and has no AC. I wake up with a positive mind frame and a smile on my face until i go outside and see my car...(lol no joke) Anyways i dont have excellent credit and i need some advice on how to get a small loan so i can get into something in the next week. Does anyone have any advice for a broke guy in America? I tired to get a loan from whacovia but you need excellent credit! please help
     
  2. jonjon

    jonjon Member

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    Go to a used car dealership that does in house financing. Plenty of them in Pasadena...
     
  3. NateNate

    NateNate Member

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    i don't have but about 500 down.. think that will work? any spot in specific?
     
  4. DFWRocket

    DFWRocket Member

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    my AC didn't work in my car during college...just lived with it. My A/C right now sucks, but I usually only drive to work and back..take the wifes car other times.
     
  5. Kam

    Kam Member

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    PSHHH.


    This is for a Poker Room.
     
  6. updawg

    updawg Member

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    hit up other credit unions/banks before financing through a dealer. they are going to kill you on the interest

    If you have $500 down on a $2000 loan I would think you could find someone
     
  7. jonjon

    jonjon Member

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    Positive that 500 would work...

    I've bought from here before:

    Auto 4 Less‎
    4937 Spencer Hwy, Pasadena, TX‎
    (281) 998-2386‎

    If you don't find anything here there are over 500,000,000 used car dealerships in the Pasadena area.
     
  8. RedRowdy111

    RedRowdy111 Member

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    With the $500 buy a large amount of "product".

    Then go home, and using a ziplock bag, ration out the "product" into smaller measured quantities.

    Then open up shop.

    Amazingly your $500 will turn to $2000.

    ;)
     
  9. ima_drummer2k

    ima_drummer2k Member

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    NateNate, I think you should listen to jonjon.
     
  10. LonghornFan

    LonghornFan Member

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    You outa look through the papers, through the papers.
     
    1 person likes this.
  11. Dairy Ashford

    Dairy Ashford Member

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    Do you think a bank would be comfortable making an auto loan on the kind of car that would be worth $2,000? Don't they get nervous about the age/quality of a car when it comes to loans?

    I almost wonder if NateNate could just cut back on cable or something and then just make a $100 - $200 payment for 4/5 years on a better car that he wouldn't end up having to repair.

    How low a monthly payment do y'all think OP could get on a $5,000 - $10,000 car note?
     
  12. digitalbreach

    digitalbreach Member

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    1. search through link below
    2. Test drive
    3. Have mechanic or buddy that knows about cars check it out
    4. Finance through dealer

    Houston craiglist
     
  13. updawg

    updawg Member

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    Good point, don't know. I just thought if he was putting 25% down it would be appealing on an auto loan.

    You're probably right though
     
  14. Mr. Brightside

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    This is bad advice. I would listen to DaDa. He is the man.
     
  15. Ron from the G

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    Haha! Going with the Pasadena theme. Open up shop in Pasadena and you will sell out quickly.
    :cool:
     

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