1. Welcome! Please take a few seconds to create your free account to post threads, make some friends, remove a few ads while surfing and much more. ClutchFans has been bringing fans together to talk Houston Sports since 1996. Join us!

How Much Are You Paying (per month) for Your Car Insurance?

Discussion in 'BBS Hangout' started by ima_drummer2k, Mar 24, 2006.

Tags:
  1. ima_drummer2k

    ima_drummer2k Member

    Joined:
    Oct 18, 2002
    Messages:
    36,488
    Likes Received:
    9,516
    I pay mine in 6 month premiums, so I don't really pay attention, but I got my statement the other day and discovered I'm paying $125/month. Not too bad, until you take into account the fact that I drive a 96 Blazer.

    That seems pretty high. I have one ticket on my record, but it still seems pretty high. I've never been in an accident and I've never filed a claim in my life.

    How much are you paying? Should I look into switching companies?
     
  2. Rocketman95

    Rocketman95 Hangout Boy

    Joined:
    Feb 15, 1999
    Messages:
    48,984
    Likes Received:
    1,445
    Two cars (02 Explorer and 04 Accord) + renters insurance up to $40k = $235/mo.
     
  3. rhadamanthus

    rhadamanthus Member

    Joined:
    Nov 20, 2002
    Messages:
    14,304
    Likes Received:
    596
    That seems real high - I pay 108/month for a 92 Maxima and a 97 Tacoma.
     
  4. DallasThomas

    DallasThomas Member

    Joined:
    Jul 10, 2002
    Messages:
    3,363
    Likes Received:
    216
    Fine. I'll do the Geico joke.


    Something something something, saved money, something something, Geico.
     
  5. MadMax

    MadMax Member

    Joined:
    Sep 19, 1999
    Messages:
    76,685
    Likes Received:
    25,940
    i've been with the same car insurance company since i was 16. i have discounts because i have home insurance through them, too. we pay $154/month for coverage on two cars.
     
  6. oomp

    oomp Member

    Joined:
    Feb 9, 2000
    Messages:
    4,557
    Likes Received:
    86
    About $150 a month for a 04 Silverado and a 96 Ranger.
     
  7. F.D. Khan

    F.D. Khan Member

    Joined:
    Feb 14, 2000
    Messages:
    2,456
    Likes Received:
    11
    I was in your same boat about a month ago. I had gone with my family State Farm agent for years and never really compared prices. I actually am now saving about $250 every six months by switching to Geico.

    By the way at Geico I pay $125 a month as well, but for a 2004 Range Rover!
     
  8. MadMax

    MadMax Member

    Joined:
    Sep 19, 1999
    Messages:
    76,685
    Likes Received:
    25,940
    actually state farm is who i'm with. everytime i've called and shopped around, no one could come close to their price.
     
  9. Davidoff

    Davidoff Member

    Joined:
    Feb 18, 2004
    Messages:
    5,643
    Likes Received:
    9
    Put me down for the "State Farm was rapping me" group as well.. I save over $200.00 every 6 months with Geico and I had multi policies with Rape Farm... Now I have just the Auto via Geico and even with the other policies at different places I still save over "the good neighbor" :rolleyes: I've never had to make a claim with any of the other companies, but the "service" wasn’t any better with State Farm to warrant the price.. Never again will I go with State Farm..
     
  10. JumpMan

    JumpMan Member
    Supporting Member

    Joined:
    Jun 22, 2004
    Messages:
    8,560
    Likes Received:
    4,975
    All you guys have full coverage at those prices? Or just liability?
     
  11. SwoLy-D

    SwoLy-D Member

    Joined:
    Jul 20, 2001
    Messages:
    37,618
    Likes Received:
    1,456
    Two new cars, full coverage, Wife and I are on the policy: $142 al mes
     
  12. RocketMan Tex

    RocketMan Tex Member

    Joined:
    Feb 15, 1999
    Messages:
    18,452
    Likes Received:
    119
    I have all of my insurance through Farmers (Auto, Homeowners, Umbrella) in order to get all the discounts and the lowest rates possible.

    I've got 250/500/250 on my Lexus, and I pay about $450 every six months (about $80 a month with all of the fees and taxes added in).

    My driving record is clean. On top of that, I'm old, so the insurance companies think I drive slower than you young whippersnappers! :D
     
  13. ima_drummer2k

    ima_drummer2k Member

    Joined:
    Oct 18, 2002
    Messages:
    36,488
    Likes Received:
    9,516
    Good LORD, it sounds like I'm getting jail raped (without the common courtesy of any lubrication) on this policy.

    I'm going to call Geico. I guess their commercials are pretty right on. Either that, or I'll call my homeowners insurance company to see if they offer a discount on car insurance.


    EDIT: Sorry, that first sentence is a little over the top....
     
  14. Rockets007

    Rockets007 Member

    Joined:
    Mar 26, 2003
    Messages:
    267
    Likes Received:
    17
    I pay $105 a month with AAA! I have full coverage on a 04 accord and liability on a 2000 pathfinder.
     
  15. F.D. Khan

    F.D. Khan Member

    Joined:
    Feb 14, 2000
    Messages:
    2,456
    Likes Received:
    11
    My price of $125 is based on the fact that i'm a Berkshire Hathaway shareholder as well. I'm not sure if it has much bearing on the price though. If you own an S&P 500 index or a series of mutual funds then in reality you do own Berkshire Hathaway (fractional shares). So when they ask you that just state yes!
     
  16. Mack

    Mack Member

    Joined:
    Oct 26, 1999
    Messages:
    1,737
    Likes Received:
    191
    It's hard to compare prices without knowing the policy limits.

    Are you at 25/50/15 or 100/300/50, or something else?
    Full coverage, comprehensive, liability only, theft, uninsured, etc?
     
  17. pgabriel

    pgabriel Educated Negro

    Joined:
    Dec 6, 2002
    Messages:
    43,875
    Likes Received:
    3,745
    all-state, 00 accord, 97 pathfinder, renter's insurance of about $30, $187, full coverage.
     
  18. LonghornFan

    LonghornFan Member

    Joined:
    Sep 16, 2002
    Messages:
    15,718
    Likes Received:
    2,628
    I'm 31, Clean slate, State Farm, Full coverage, 2005 350Z Touring, $113.00 a month.
     
  19. BiGGieStuFF

    BiGGieStuFF Member

    Joined:
    May 20, 2002
    Messages:
    5,396
    Likes Received:
    365
    01 BMW 330CI, 01 MR-2 sPYDER

    FULL COVERAGE

    ALLSTATE 235/MONTH
     
  20. Joshaaronb

    Joshaaronb Member

    Joined:
    Jul 29, 2003
    Messages:
    238
    Likes Received:
    0
    03 Passat, 04 Corolla with Liberty Mutual $185
     

Share This Page