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Hot Deal (FREE!) Credit Karma Beta: Monitor your credit and link your CC

Discussion in 'Hot Deals and Classifieds' started by Zboy, Feb 12, 2013.

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  1. Zboy

    Zboy Member

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    For those of you who are like me and like to stay on top of your credit history, spending habits, etc. you should try this.

    https://beta.creditkarma.com/invite/insight/limited

    Highly recommended by me!!! I have used it for the past year and love it. It tells you what is good and bad about your credit history and what factors are determining it. Now, it lets you link up your CC as well and you can manage your finances all from one place.

    Its free and limited number of beta accounts are left. So be quick about it, if you want to sign up for the beta!

    And the best part? It will always be FREE. :)
     
    #1 Zboy, Feb 12, 2013
    Last edited: Feb 12, 2013
    3 people like this.
  2. bobmarley

    bobmarley Member

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    Thank you. Good site. Best I have seen for credit .
     
    #2 bobmarley, Feb 12, 2013
  3. krnxsnoopy

    krnxsnoopy Member

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    Not sure how accurate their Credit Score figure is. It says its with TransUnion. Is it accurate? I had creditkarma before and they had a "Vantage Score" which I think was out of 950. Other than as a cool novelty was a totally useless figure in terms of "Credit Score".
     
    #3 krnxsnoopy, Feb 12, 2013
  4. Zboy

    Zboy Member

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    I believe its not 100% accurate (someone correct me if I am wrong on this). It gets updated periodically and you an update it manually as well. But it is very close to what your real scores are.

    I like the breakdowns, analysis, alerts, CC linkups etc...
     
    #4 Zboy, Feb 12, 2013
    Last edited: Feb 12, 2013
  5. Lil Pun

    Lil Pun Member

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    This typically gives you an about figure for your credit score. People who monitor credit typically refer to this as a FAKO or FACO score. The score given to me on Karma is typically 10-50 point LOWER than my actual FICO score from TransUnion although it is usually pretty close. I get my free TransUnion FICO score via my Walmart Discover card.

    I also find that Credit Karma is slow at updating your profile. Credit Sesame, which is based off Experian, appears to be better, faster and closer to actual scores to me. http://www.creditsesame.com
     
    #5 Lil Pun, Feb 12, 2013
  6. Zboy

    Zboy Member

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    BTW, you can check your scores anytime on CreditKarma without having it effect your credit score.
     
    #6 Zboy, Feb 12, 2013
  7. Shroopy2

    Shroopy2 Member

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    Thanks for both the links, guys
     
    #7 Shroopy2, Feb 12, 2013
  8. tamericus

    tamericus Member

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    Awesome, got it in time. Thanks for the link!
     
    #8 tamericus, Feb 13, 2013
  9. CrazyDave

    CrazyDave Member

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    I always think about doing something like this, but then I balk at giving out all my information.
     
    #9 CrazyDave, Feb 13, 2013
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