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Best online savings account? ING, emigrantdirect, etc.

Discussion in 'BBS Hangout' started by BullRider, Aug 24, 2007.

  1. BullRider

    BullRider Member
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    would any of you mind posting your experiences & rates from online savings accounts? I like these rates but dont know which are best to put my savings in to. I thought ING but their interest rate is 4.50% and the others are 5 or over. I have a Bank of america account & would like to easily transfer money to and from there. thanks!!!
     
    #1 BullRider, Aug 24, 2007
  2. kaleidosky

    kaleidosky Member

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    never had a problem w/emigrant..

    in hindsight, i'd take ING.. so it'd be consolidated.. because ING checking is a good move as well. So I'd get both of those.
     
    #2 kaleidosky, Aug 24, 2007
  3. KaiSeR SoZe

    KaiSeR SoZe Member

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    I use HSBC Direct

    I really like it...no complaints so far.
     
    #3 KaiSeR SoZe, Aug 24, 2007
  4. Harrisment

    Harrisment Member

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    I just signed up for an ING Orange savings account last month. So far no complaints. I set it up to transfer a little money from my checking account every payday, so I don't even realize its gone.
     
    #4 Harrisment, Aug 24, 2007
  5. ima_drummer2k

    ima_drummer2k Member

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    Ditto.
     
    #5 ima_drummer2k, Aug 24, 2007
  6. Lady_Di

    Lady_Di Member

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    HSBC Direct!!
     
    #6 Lady_Di, Aug 24, 2007
  7. justtxyank

    justtxyank Member

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    HSBC here as well
     
    #7 justtxyank, Aug 24, 2007
  8. Harrisment

    Harrisment Member

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    well crap maybe i should look into HSBC, lol
     
    #8 Harrisment, Aug 24, 2007
  9. No Worries

    No Worries Member

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    I use a Fidelity MM fund as my savings account. Xfering in and out via online is drop dead easy, but usually takes a couple of days.
     
    #9 No Worries, Aug 24, 2007
  10. Stack24

    Stack24 Member

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    I did my online savings with my bank Wamu and I'm getting 5% on it.
     
    #10 Stack24, Aug 24, 2007
  11. leroy

    leroy Member
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    I use ING and it's been great. Easy to move money around and typically very good interest rates.
     
    #11 leroy, Aug 24, 2007
  12. Mr Boo

    Mr Boo Member

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    I'm an HSBC Direct guy as well...5.05% and no complaints as well.

    FYI, about a week or so I saw some pretty nice CD rates from WaMu (currently, online WaMu has a 6 Month-5.50%)...I'm guessing it's a response to the current mortgage/lender climate...in any event, if you don't need to move the money around you can always consider a CD.
     
    #12 Mr Boo, Aug 24, 2007
    Last edited: Aug 24, 2007
  13. Dr of Dunk

    Dr of Dunk Clutch Crew

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    I've been with ING for a few years... can't complain... starting the account and transferring money into or out of it hasn't been a problem.
     
    #13 Dr of Dunk, Aug 24, 2007
  14. R0ckets03

    R0ckets03 Member

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    If I dont need to move money around, where would you guys suggest putting (investing) it? Anything get you over 5-6%?
     
    #14 R0ckets03, Aug 24, 2007
  15. Drewdog

    Drewdog Member

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    E-Loan is offering rates of 5.25% ($5,000 min. deposit)

    Thats the best deal Ive found so far.

    Currently HSBC is at 5.05% (no minimum balance).

    Once I get my money from my condo, Ill probably go with E-Loan
     
    #15 Drewdog, Aug 24, 2007
  16. Invisible Fan

    Invisible Fan Member

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    I use Wamu online (5% APY) since it's directly transfered from my checking account. None of that day wait business. Small minimum balance too.

    There are 6% deals around if you like going through the hoops for them.

    It might be a little late jumping into this one...
    https://www.fnbodirect.com/
     
    #16 Invisible Fan, Aug 24, 2007
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