1. Welcome! Please take a few seconds to create your free account to post threads, make some friends, remove a few ads while surfing and much more. ClutchFans has been bringing fans together to talk Houston Sports since 1996. Join us!

Auto Insurance

Discussion in 'BBS Hangout' started by AMS, Oct 21, 2010.

  1. AMS

    AMS Member

    Joined:
    Oct 8, 2003
    Messages:
    9,646
    Likes Received:
    218
    Who do you get your Car Insurance through and how much do you pay monthly?

    Also, what type of coverage do you have?

    I am looking for a different provider, I think I pay too much considering the fact that I dont have any traffic violations or accidents to my name...

    Progressive - $150 per month on a newer Camry
    $1000 Deductible
    :eek:
     
  2. Lil Pun

    Lil Pun Member

    Joined:
    Oct 6, 1999
    Messages:
    34,143
    Likes Received:
    1,038
    I use State Farm for my 2003 Chevrolet Tracker. I have full coverage, not sure what my deductible is though. I pay $95 a month. I use it the most. I'll have to check the stuff on the 2008 Altima which is more in line with your car.
     
    #2 Lil Pun, Oct 21, 2010
    Last edited: Oct 21, 2010
    1 person likes this.
  3. AMS

    AMS Member

    Joined:
    Oct 8, 2003
    Messages:
    9,646
    Likes Received:
    218
    I'd appreciate that. The deductible part doesn't matter much, but my premium will go higher if I reduce my deductible, which frankly is already high.
     
  4. MiddleMan

    MiddleMan Member

    Joined:
    May 20, 2005
    Messages:
    3,298
    Likes Received:
    271
    Geico Full coverage $103 monthly and $250 deductible. 2006 Nisan Titan 3 accidents, not in fault in all 3.
     
    1 person likes this.
  5. GRENDEL

    GRENDEL Member

    Joined:
    Nov 21, 2002
    Messages:
    17,472
    Likes Received:
    5,272
    149 a month for full coverage for a 08 Eclipse and 09 Lancer via Allstate, 500 deductible.
     
  6. LonghornFan

    LonghornFan Member

    Joined:
    Sep 16, 2002
    Messages:
    15,718
    Likes Received:
    2,628
    State Farm, 2008 Z Touring, around $119.00 a month full coverage, $500.00 deductible. For some reason they consider a Z in the same class as a Vette and charge out the ass for it. I won't change companies though as State Farm kicks ass if/when an accident occurs. They get stuff done fast.

    BTW- If any of you have United Automobile Insurance, shoot yourself. Worst insurance scam EVER. Coming up on two years on my lawsuit against them.
     
  7. SwoLy-D

    SwoLy-D Member

    Joined:
    Jul 20, 2001
    Messages:
    37,618
    Likes Received:
    1,456
    Farmers. All my insurance needs (home, car, etc.) are through my same agent. :eek:

    College Graduate discount
    Home + Car discount
    over 35 discount
    multiple cars discount
    Teacher discount
    State Employee discount

    Read your BIG-O policy... it has all the possible discounts there... at least mine does. :eek: You're probably not looking at all.
     
  8. clutch citizen

    Joined:
    Jul 8, 2003
    Messages:
    5,326
    Likes Received:
    2,089
    We've got Farmer's, and we pay the annual premium. $1,700+ total for a 2010 Maxima and 2010 FJ Cruiser. We are definitely going to switch. Not only is it so expensive, the agent forgets everything we talk about. I try emailing, and he calls with a reply. I want it in writing!

    Once our term is over, we will be switching to Amica. Very good reviews on both value and service
     
  9. clutch citizen

    Joined:
    Jul 8, 2003
    Messages:
    5,326
    Likes Received:
    2,089
    How far removed do you have to be from graduating to get the College graduate discount?
     
  10. SwoLy-D

    SwoLy-D Member

    Joined:
    Jul 20, 2001
    Messages:
    37,618
    Likes Received:
    1,456
    :confused: REMOVED?

    Dude, once you graduated, you're graduated. It doesn't matter if it's 1 day or 10 years ago. :eek: At least for my insurance, that is.
     
  11. AMS

    AMS Member

    Joined:
    Oct 8, 2003
    Messages:
    9,646
    Likes Received:
    218

    Reviews from?
     
  12. AMS

    AMS Member

    Joined:
    Oct 8, 2003
    Messages:
    9,646
    Likes Received:
    218
    Have you had any other previous providers to compare the resolution time?
     
  13. thadeus

    thadeus Member

    Joined:
    Sep 14, 2003
    Messages:
    8,313
    Likes Received:
    726
    Auto insurance is a scam. The vast majority of the money you pay into it will never do anything but sit in the insurance company's bank account.
     
    1 person likes this.
  14. clutch citizen

    Joined:
    Jul 8, 2003
    Messages:
    5,326
    Likes Received:
    2,089
    Well i'm going to go get me a discount! I'll use my savings to buy you a beer
     
  15. DieHard Rocket

    Joined:
    Sep 9, 2000
    Messages:
    9,413
    Likes Received:
    1,161
    $85 a month with State Farm for full coverage on '07 Scion TC.

    I have my own account now but I think I am still getting a mult. car discount from when I was on my parents insurance up until a few years ago. I also have renters insurance so that gives a small discount too.
     
  16. clutch citizen

    Joined:
    Jul 8, 2003
    Messages:
    5,326
    Likes Received:
    2,089
    jd power associates mainly. Amica is ranked #2. The best overall insuranse provider is the military, which is offered to the military only. As a matter of fact, i think Amica Mutual won the award this year.

    No one knows about them because they don't advertise (stop me if you've heard this one before).

    The deciding factor for me is that my friend's parents has Amica. Their water pipe bursted while they were out of the country. Their house was flooded badly. Amica helped them through everything in a timely manner.

    Also, when Rita was here, they were the first house in the neighborhood to get their roof and fence taken care of by the insurance company.

    So the great reviews coupled with the personal testimony is why I will be switching. I would switch sooner if i could
     
  17. Dr of Dunk

    Dr of Dunk Clutch Crew

    Joined:
    Aug 27, 1999
    Messages:
    46,638
    Likes Received:
    33,641
    I get my policy through Costco. I pay something like $350 every 6 months for my car (7 year old '04 Acura TL). I believe I have a $1000 deductible.
     
  18. Phillyrocket

    Phillyrocket Member

    Joined:
    Jun 12, 2002
    Messages:
    14,486
    Likes Received:
    11,678
    That'd be USAA which is what I have it's a private company that only insures military and their families. We pay $220 a month for full coverage on a 2009 Nissa Altima hybrid, just liability on my 2002 Corrolla, and renters insurance. 250 deductible. Their customer service which is always ranked #1 is absolutely outstanding.
     
  19. Ubiquitin

    Ubiquitin Member
    Supporting Member

    Joined:
    Jul 7, 2001
    Messages:
    19,568
    Likes Received:
    14,571
    500 Deductible on Comp and Coll from geico. $166/month on a 2007 Ford Fusion. FML.
     
    #19 Ubiquitin, Oct 21, 2010
    Last edited: Oct 21, 2010
  20. Ubiquitin

    Ubiquitin Member
    Supporting Member

    Joined:
    Jul 7, 2001
    Messages:
    19,568
    Likes Received:
    14,571
    Amica gave me a quote for $5,000 per 6 months. WTF?
     

Share This Page