In a nutshell, my dad wants me to get a full time job and pay for classes now (he is not working anymore, starting his own business). I currently live with MT folks and they pay for everything, car, food, gym, school. So when he said this, it was sort of a shock. Long story short, I don't want my studies to suffer and if I get a full time job to pay my car, I will not be able to take 4 classes, only 2. So questions are: 1. Should I stay with parents get a fed loan to pay for classes, and get a pt job? 2. Get a loan and pay for room&board, tuition with loan. And get a pt job? 3. Or, get a full time job, lessen my classes and pay for my car and attempt to pay classes with income from job. I have never lived on campus or anywhere away from home, basically I have a ps3, 50" tv, surround sound, and a bunch of other crap. I am in my sophomore year right now. So I would be looking in doing this the spring semester, would you guys recommend staying in a dorm? Or is that something I will regret? I ask because most of you guys have been down this road. Thanks much appreciated
Parents over debt. Always. However, get some friends or a girlfriend you can crash with on a regular basis to get some space.
Poll? I would suggest number 1. Living on campus or in an apartment with roommates can be a blast, but the financial advantage of staying home is worth missing out. Whatever you do, focus on finishing school. Don't get a full-time job.
Depends on your maturity level. (And I don't mean this condescendingly, it's just reality - best if you face the music, so to speak). Want more tail and drunken buffoonery? Move out. Want to reduce your lifetime debt load? Stay with folks.
Time to grow up and quit depending on Mommy and Daddy. It's a big world out there and the sooner you start experiencing it on your own, the better off you'll be.
Live on campus man, if you don't it'll be just like your in HS. I lived in dorms for the first 2 years at school then my own apartment for the last 2 years.
if you were a freshman I would recommend moving out on campus. But since you are further along I would recommend staying with the parents and getting as much school done with as little debt as possible and try to move into an apartment/house in another year or two
apply for residential assisstant or maintaince assisstant positions. my school and most of the schools i know offer free housing for these people, plus a basic meal plan and a stipend for books. only downside is you will have night shifts dealing with drunk/high people.
I think it depends on what type of student you are, and what your earning potential is after you graduate. If you are very strong in the classroom and you are majoring in a subject that assures you will earn good money once you graduate, then getting loans and moving out on your own is an option. However, I believe I would suggest getting a PT job and staying at home, at least for a year or so. You can always move out in your junior or senior year.
What school are you going to? Is it a commuter school? Is it expensive? When I was a kid applying to colleges, I was hoping to be accepted at Rice so I could live at home, keep my car, etc. But, I was rejected and went to University of Chicago instead, living in a dorm and later an apartment. I was later glad I was forced out of the house and into independence. Carrying student loan debt isn't terrible. You're earning power you get from getting the degree will be worth more than the interest on the loan. Meanwhile, living away from your parents is a growth opportunity. Most colleges have an internal life in which you can only partake if you live there. That's less the case in a commuter school. If it were me -- since this is what I actually did -- I'd take as many loans as they'd give me to pay for tuition and living expenses, and get a part-time job if I had to. If you reduce your school load, you jeopardize the project of getting the degree and, in any case, delay your graduation and your opportunity for higher pay.
Its a tough call. On the one hand the financial security is important but at the sametime living apart from your parents is one of life's important transitions and college is a good time to do so. For me personally I'm glad I moved out when I went to college and moved almost 2,000 miles away. Sure I was homesick at times but it was a great experience.
This is good advice...I did both for quite sometime and it depends on distractions at either place and your discipline level. If you have too many distractions at home and can study well on your own, I'd move out. If you have some space at home and study well there I'd stay. Just moving out because 'you're a man now...nut up' is not a good choice for everyone. Yes eventually you'll move out, but sometimes people aren't ready for it when they're 18-19 and it screws them academically.
That sucks as far as being cut off. I don't think I even know anyone who actually paid for their own college and graduated. I know people who started off with that intention but never made it through. Tends to be a recipe for dropping out from what I've seen. To those who were able to work and pay for their own college all the way through and actually graduated, this bud is for you! If you did it in 4 years, then that is unbelievable. I suspect most of these types are dragging around quite a bit of debt for several years after graduating.
