If the entire plan is $260 for a family, that is extraordinarily cheap - so it probably means that it has lots of very high deductibles and is simply meant to cover as disaster coverage. That would explain your high bills everywhere. The purpose of a plan that cheap probably is just to protect you from crazy stuff (the $100,000 or $1million expenses, etc). If you want more of the everyday stuff covered, you probably need to look at a fancier plan. Except the vast majority of medical care is not voluntary / advance services. If you break a leg or get an illness, you need it fixed. You're not going to go around price-shopping. ... Which is the whole point of insuring everyone so you don't have to subsidize the uninsured. Unless you think the proper solution is that poor people should just die off? Part of the health care bill was to improve the billing systems we currently have which are horribly inefficient.
LOL. Fail, then derail. Typical SS. By the way, among the "boofoo buddies" who have been to my plays are MadMax, finalsbound, Yonkers, FFB, Trader Jorge(!) and Clutch himself.
Let's pay people a ridiculous amount of money, ensuring that there is more profit in disease than the cure. Way to get it right again, America.
i can't believe this guy is still allowed to post here. a lot of us have posted some pretty crappy stuff, but has anyone ever actually posted they wished another poster had died in an accident they actually had and been allowed to continue posting?
R2K, I personally know people who were in exactly the same situation with regards to their healthcare. My sister's deceased husband used to make 6 figures as a construction supervisor for a famous Houston based construction company killed off by the South Texas Nuclear Project debacle. When he was laid off, something that happens in construction pretty often, his insurance was "laid off" as well. Although my sister was a school teacher then with excellent insurance, they couldn't afford to add him on to her policy, and they were solidly middle class. Hell, their house was even paid for. The premiums were several thousand dollars a year. So no insurance. Also, no regular extensive physicals, the kind that might have prevented what eventually killed my brother-in-law. I've posted in support of national healthcare here many times simply because I saw with my own eyes who was being affected by not having it, as well as other reform to make it easier to get affordable healthcare. This myth that those without insurance are lazy bums who simply won't work and would rather suck off the public tit drives me crazy. Millions of middle class Americans are without health insurance due to a host of valid reasons. Pre-existing conditions can literally be the nail on the coffin. And folks shouldn't get too hung up on the fact that you were a smoker. That wasn't why you didn't have insurance, and not necessarily why this happened to you. Genetics gave me super high lipids (cholesterol, etc.), not my diet. I'm fortunate to be able to control it with medication. My father wasn't.
Sorry to hear about that Deckard. As an addendum, my wife cannot get insurance through the state even though she has been employed there for well over 7 yrs. Initially we kept her on my plan because we were not sure how long she would stay at work. The consequence of which is that she is now subject to "preexisting condition" clauses and cannot get coverage. Which sucks because that effectively costs us ~$2400 bucks a year. The most maddening thing? She's is perfectly healthy. Preventative procedures done over 10 years ago are the only thing we can think the insurance company is denying us for. They worked obviously, but we are still SOL regardless, simply because there is no incentive for the insurance companies to give a damn about the people they are supposed to work for.
I sympathize with you, but reading this makes me think of that post made here by a liberal among us when people talked about the gas tax hurting people who drive in from the suburbs. He basically said "where you live and where you work are optional. If you can't afford it, you need to move."
Ya because me paying a lot for gas to get to work equates to the life threatening issue R2K had. Makes perfect conservative sense! It's comments like yours that make me think the right are truly lunatics.
It's a little late for that, don't you think? In light of that, it's hard to agree that you "sympathize."
she works for the state? If so, shouldn't she automatically be enrolled during summer enrollment which ends this week. other times of the year you can be denied.
Maybe I'm confused. She's a state employee and can't get coverage, or are you talking about the coverage Republicans in Texas always point to and claim means that health insurance is available to everyone. The "insurance of last resort." It is a complete joke. The premiums are so high that people simply can't afford it, which is deliberate. I have a close friend (a Texas native) who moved back here from Boston, where the state has a plan providing excellent, affordable coverage for everyone who needs it. On his return to Austin, he found it damn near impossible to get coverage due to pre-existing conditions, which are handled with no problem with meds. So he looked into the state "coverage" and discovered that it would cost him several thousand dollars a year (well over a thousand a month), and it was lousy. Is that what you're talking about? Because state employees have terrific health insurance options, both for the employees and their family members. I know this personally. edit: I see updawg addressed the same thing, only far more concisely! And Rhad, the internet is your friend.
Hardly. I do sympathize. I don't share the belief that I quoted, I was just remembering the callousness that was shown when someone said something like "I spend a lot on gas because of where I work" and a member here responded with "where you live and where you work are optional so it's your fault!"
