We currently have homeowners insurance through Farm Bureau that runs us about $1200/year plus a $35 membership fee. We got a call from a Nationwide agent who we were shopping when we bought the house a year ago and they're offering us a policy with the same deductibles for a little less than $800/year. Is this something we should consider? We asked if the rate was good only for one year and then they jack it back up after that and the agent said it may go up but not by very much. Insurance is one of those industries where I am just not very trustworthy of one agent or company so I really am unsure of what to do or ask about before switching. Thanks for any feedback.
You say the deductible is the same but is the coverage the same? If the coverage is the same and the deductible is the same I would check out the company and see what there rating (as compared to the company you have now) and then make my decision.
There's probably something in there that they may not be covering. At about 800 for the same policy sounds fishy. No one comes close to giving our homeowner's policy the same that Farmers if giving us now.
1,104 square ft. Standard 3BR/2Bath, 1 car carport. You have to have some connection to the military in order to get USAA. They are a great company if you can get coverage through them. All claims through them have been quick and easy. Regardless shop around, and check your current policy to make sure you aren't paying for something you don't need.
Ah, I see. Not that I am planning on pursuing USAA but what type of connection do you need to the military? I guess we just need to get our current policy and compare it to the policy we are being offered.
I originally was on it as a dependent. Thats how I qualified(my mom, dad, and stepdad were all Air Force). Here is the qualifications from their site: https://www.usaa.com/inet/ent_utils...gibility_main&wa_ref=wcu_main_is_usaa_for_you
