Health care reform bill 101: Who must buy insurance?

There are new subsidies for people who can't afford insurance now to help them be able to afford it when the bill is passed.

There are also expected to be modest decreases in premiums (or at least slowing of premium increases) which should help a little. And for people who can afford insurance, they will no longer be denied for pre-existing conditions or other reasons.

 

This hcr is just going to end up helping the insurance companies. Why not actually get a real single payer system like every other industrialized country?

 

Because we can't get it passed.

 

So if you don't want to get insurance, just claim it violates your religious beliefs.

 

So if someone is dying of a super expensive disease that will cost a company millions of dollars a year they have to give him coverage?

Me thinks the government will have to get into the insurance business even more down the line if this is the case as less and less companies will be there to offer coverage.

 

Nobody will have to buy insurance under this bill. Those who decide to opt out of maintaining health insurance coverage will be required to pay a comparatively small excise tax to the government each year, instead of paying for insurance coverage.

And since the insurance companies will be required to sell everyone coverage regardless of any pre-existing conditions, millions will have every incentive to opt out now and then re-enroll whenever they start having medical issues that they desire to have the insurance companies pay for. If you are starting to get the sense that this does not sound like a sustainable arrangement for the insurance companies, you are correct. This bill is a series of disasters just waiting to happen. It really needs to be rejected in the House of Representatives and tossed out.

 

actually the small fine you mention is small only in the first year. It goes up, and after a time it is definitely not a small fine

 

What? No comment about how November "can't come soon enough" this time, Mojo?

 

Since you were kind enough to offer that observation in your post quoted above, it would be redundant for me to say it again at this particular time.

 

Because then someone besides a select few rich folx would get the money.
remember
Government is about moving your money/resources into the control of a select few.

Rocket River

 

It's not going to be. It will become the law of the land very soon.

 

The sage prophet McMark speaks.

 

It could be decided in the Supreme Court. The "deem it passed" process by voting on the fix legislation is questionable in regards to the Constitution. I realize that it has been used by both parties many times but never on something this massive. There has never been a Constitutional lawsuit filed any time it has been used before. There will be lawsuits filed if it is passed this way. It is just a matter of if the Federal Court system decides that the Constitution has been violated. It could very easily be appealed to the SC where the decision will be made as to whether it stands. This could be avoided with an up and down vote on the exact Senate bill.

 

It has been challenged in court before and been upheld.

By the way, can you point me to a legal interpretation that changes based on "massiveness?" We don't say it's legal to steal $1,000 but illegal to steal $1B. (In fact, based on recent results, the opposite seems to be true, but I digress.) We don't say it's legal to run a stop sign but illegal to run a stoplight. We don't say you can legally dump 50 gallons of hazardous waste but you better not dump 100 gallons.

The whole "massive" angle is just an idiotic Republican talking point.

 

deem and pass has already been accepted by the courts as a perfectly legal procedure.

that freaks like jorge continue to push this meme only shows that desperation has set in and have nothing left.

 

I only said lawsuits "would" be filed and it "may" be decided in the SC. I did not put any spin on it.

 

When you consider that the only thing holding this bill back is a filibuster the D&P seems like a fair play.

 

thank you!

A great point. Republicans have made no secret that they will do anything ANYTHING to stop this bill. Democrats are only playing the game republicans have handed to them.

 

And that is exactly correct on all counts. But McMark is clearly not one to let your actual words get in the way of a point he wants to make about a comment you have made.