1. Welcome! Please take a few seconds to create your free account to post threads, make some friends, remove a few ads while surfing and much more. ClutchFans has been bringing fans together to talk Houston Sports since 1996. Join us!

[HELP] Recommendations on a Bank.....

Discussion in 'BBS Hangout' started by tigereye, Jul 13, 2009.

  1. tigereye

    tigereye Member

    Joined:
    Jun 23, 2002
    Messages:
    2,497
    Likes Received:
    225
    So after 5 years of banking at Amegy, I will be needing a new bank due to pretty bad customer service I've recieved lately in regards to their response to a fraud situation.

    This will be for a checking account and a savings account, and I am also looking into opening a CD as well.

    Things important to my decision:
    1. Online Billing and Bill Pay services
    2. Check Card preferably with Benefits
    3. Overdraft Protection
    4. No Minimum Balance

    I have been comparing all the major banks beneifits currently offered but I wanted to see if any of you had a personal recommendation. I'm also opent to the idea of going with a credit union (like SACU or First Service), which could help me finance any future major purchases.

    Any recommendations or advice is much appreciated.....Thanks :)
     
  2. Turbo

    Turbo Member

    Joined:
    Feb 14, 1999
    Messages:
    580
    Likes Received:
    163
    Nothing specific for you, but I'd highly recommend looking into a local credit union. You may not be able to find one that offers benefits with a check card, but most CUs I've encountered do offer the other services that you mention. Customer service is usually a very high priority for credit unions too.

    Just my $0.02...
     
  3. leroy

    leroy Member
    Supporting Member

    Joined:
    Jun 25, 2002
    Messages:
    27,355
    Likes Received:
    11,219
    This.

    Stay away from Chase. Their fees are ridiculous and their service matches.
     
  4. MoonDogg

    MoonDogg Member

    Joined:
    Nov 12, 1999
    Messages:
    5,167
    Likes Received:
    495
  5. JaWindex

    JaWindex Member

    Joined:
    Jan 21, 2005
    Messages:
    1,993
    Likes Received:
    31
    Banco Herencia!
     
  6. peleincubus

    peleincubus Member

    Joined:
    Oct 26, 2002
    Messages:
    26,744
    Likes Received:
    15,049
    was thinking about opening a checking account with chase that has the continental air miles package.

    anyone have that?
     
  7. leroy

    leroy Member
    Supporting Member

    Joined:
    Jun 25, 2002
    Messages:
    27,355
    Likes Received:
    11,219
    Had the credit card once. Nothing like a 17% interest rate that they absolutely won't budge on.
     
  8. BigSherv

    BigSherv Member

    Joined:
    Jun 1, 2002
    Messages:
    4,494
    Likes Received:
    67
    I have been with Wells Fargo for close to 15 years. They have always been nice.
     
  9. peleincubus

    peleincubus Member

    Joined:
    Oct 26, 2002
    Messages:
    26,744
    Likes Received:
    15,049
    no i meant the actual checking/debit card that you get through them and chase. not an actual credit card. i think its $65 annual fee not sure if its worth it. been doing some research online on how to accumulate miles and how hard it is to use them. but it seems that continental has a calender you can look at when attempting to use your miles and it will show you if that flight has any seats elligible or not. so im thinking it might be worth it...
     
  10. Dr of Dunk

    Dr of Dunk Clutch Crew

    Joined:
    Aug 27, 1999
    Messages:
    46,633
    Likes Received:
    33,636
    Yeah, I've been with Wells Fargo for about 15-20 years now, I think and the only reason I'm with them is because they took over my previous bank. :D

    I just expect the bank to hold my money for me and not much else. I would think most major banks have accounts with the 4 criteria you mention.
     
  11. tigereye

    tigereye Member

    Joined:
    Jun 23, 2002
    Messages:
    2,497
    Likes Received:
    225
    Fellas......just curious, what makes Wells Fargo so nice. My co-worker ahs them and has stated to me numerous times he would switch away from Wells Fargo in a heartbeat, except that his direct deposit with his employer comes in a full 24-36 hours before everyone else at his job that has a different bank.
     
  12. peleincubus

    peleincubus Member

    Joined:
    Oct 26, 2002
    Messages:
    26,744
    Likes Received:
    15,049
    ive had wells fargo for 15 years. only reason i switched to them in the first place was because there was one on every corner. im the same as the person above really a bank for me just holds my money im not sure what else it supposed to happen ive never overdrawn and i just get money out when i need it.
     
  13. updawg

    updawg Member

    Joined:
    May 20, 2002
    Messages:
    3,985
    Likes Received:
    166
    I'd recommend Wells fargo.

    stay away from Bof A
     
  14. Sajan

    Sajan Member

    Joined:
    Apr 18, 2009
    Messages:
    9,303
    Likes Received:
    7,083
  15. Sajan

    Sajan Member

    Joined:
    Apr 18, 2009
    Messages:
    9,303
    Likes Received:
    7,083
  16. Uprising

    Uprising Member

    Joined:
    Dec 29, 2000
    Messages:
    43,074
    Likes Received:
    6,599
    I'm with CHASE. I was a WAMU customer for 12yrs, but now since the buyout Chase.

    I have no complaints. The few times I've Over drafted in the past the bank pays the fees once I put money back into my account.

    Building up on FFF miles too.
     
  17. sammy

    sammy Member

    Joined:
    Jul 5, 2002
    Messages:
    18,949
    Likes Received:
    3,528
    I've been with them for a while too. The only thing I hate is the $2 non-wellsfargo atm fee.

    Judging for the study posted in the thread, Wachovia is the best. I think Wellsfargo took them over not too long ago.
     
  18. sammy

    sammy Member

    Joined:
    Jul 5, 2002
    Messages:
    18,949
    Likes Received:
    3,528
    I hate to be petty but fixed !
     
  19. moestavern19

    moestavern19 Member

    Joined:
    Dec 8, 1999
    Messages:
    39,003
    Likes Received:
    3,641


    I'm in the same boat, switched over to Chase from Wamu and so far Chase has been nothing but a help to me.

    When we got married they helped us set up a joint checking account, also helped me get a new credit card with an 8% interest rate.

    once you rack up $200 in cash back you can redeem it for a $250 dollar statement credit.
     
  20. cmiller

    cmiller Member

    Joined:
    Oct 31, 2002
    Messages:
    620
    Likes Received:
    1
    Forget banks, join a credit union!
     

Share This Page