she got your name off the house but still on the morgage I hate to be cynical but sounds like she knew what she was doing had had this sh*t planned before hand. Devious thinking on my part. . but i put nothing past anyone Can you try to Sell the Loan? Rocket River
These guys look pretty good: http://www.notenet.com/ "Selling a note is a relatively simple process. The following is a list of steps necessary for us to purchase your note. This process usually takes about 3 weeks to complete."
Im gonna get a free consult with a lawyer ........ But a thought is maybe if i bluff with im gonna voluntary repo this and screw both of us...... my girlfriend has a house good job and good credit u got a sh*t boyfriend that cant afford a car maybe she will sell it?
The quitclaim documents you signed are meaningless until they are recorded in the Harris County Clerk's office (this much I do know). That being said, I'm not so sure you want it recorded. If it is recorded, you can get a copy of it and take it to the appraisal district to have your name taken off of the tax rolls (I don't think HCAD is automatically notified of quit claims), but if it hasn't been recorded, I'm not so sure you should make a big stink about it. In many ways, she controls your credit destiny right now........if the quitclaim isn't recorded, at least you technically have some equity in the house. Or to put it differently, if your name is on the mortgage, but not on the deed, she holds all of the cards. If you'd like to see if it is recorded, you can search right here: http://www.cclerk.hctx.net/rproperty.HTM (click the "search database" button on the upper right hand side of the page---you will be the "grantor" and she will be the "grantee")
He doesn't "own" the note. He's the one obligated to pay on the note. The mortgage company owns the note. He has nothing to sell..........not even his interest in the property apparantly.
Forgot to mention.........The Harris County Clerk's office has their inquiry system online, but to actually view any of the instruments, you'll have to visit the courthouse. You can tell if it is there though; your name as grantor, hers as grantee, and the type will be something like qc/d (some variation to indicate it is a quitclaim deed).
Dumb question.......is the house in Harris County? Your names have to show up for the original conveyance (when you bought the house).
Also, style your name like this: Smith John Last name first, then your first name separated only by a space.
I think you should just work with her and stay on good terms with her. Make sure she keeps up payments and push her to refinance.
She tried to refinance but cant get it financed.... its a 115k house and she probably makes high 50s.....plus she has a car and a little cc debt
Fock, that sux...Well, talk to a lawyer, but I'm not sure what they can do... In theory, the only way you can take her out is if you buy her out and that's not the right answer...The other was is if she refinances but that may not happen on her income...another reason women are b*tches and that you never, ever sign anything without an attorney looking at it... Good Luck... Oh, just read the last post...That isn't that much at all and unless the house is undervalued, she should have no problem...Just convince her it'll lower her payments...
I'm so disappointed in you guys. One poster says this makes him glad he stopped picking up chicks and there was no response. And, we've made it deep into page 2 with no "Without pics, this thread is useless." You guys are getting soft.
