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21st Century Insurance

Discussion in 'BBS Hangout' started by Yonkers, Jan 4, 2007.

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  1. Yonkers

    Yonkers Member

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    Anyone heard of these guys?
    I've had both my wife and my car on Allstate for the longest time. Been too lazy to check out prices. Yesterday I called Geico and switched over. Went from $1000/6 months to $796. Then I get a letter in the mail from 21st Century boasting how they are the lowest. So I call them and they are an amazing $564 for the same coverage. I had just switched to Geico an hour previous but I'm thinking of switching again.
    But I won't bother if their service really sucks. $500 a year is a lot of money but I don't want to put up with any headaches right after I've gotten into an accident.
     
  2. Master Baiter

    Master Baiter Member

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    I've had Geico a while and really like it. When I had my accident they were really good about taking care of me. Zero complaints.
     
  3. codell

    codell Member

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    No one beats USAA.

    No one!
     
  4. HayesStreet

    HayesStreet Member

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    Yeah but you have to be qualified for USAA.
     
  5. codell

    codell Member

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    I know. We are elitest that way. :cool:
     
  6. JunkyardDwg

    JunkyardDwg Member

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    Second that!
     
  7. Lil Pun

    Lil Pun Member

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    What do you have to qualify for?
     
  8. giddyup

    giddyup Member

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    Military or ex-military...
     
  9. codell

    codell Member

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    Ex-military are not really eligible anymore. Once you are discharged, I think they'll give you a few months to jump on board. After that, you are SOL.
     
  10. Lil Pun

    Lil Pun Member

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    So if you're in the Army you get some great rates then huh?
     
  11. The Ming Dynasty

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    Or Federal Government employee, or their sons or daughters... My dad is a former FBI agent and that's how I have it.

    I love the fact we actually get a reimbursement check every December! :D
     
  12. StupidMoniker

    StupidMoniker I lost a bet

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    My friend's grandfather was the founder. I went to the Michigan vs. Washington Rose Bowl and parade with them. Other than that though, I don't really know anything about it.
     
  13. Yonkers

    Yonkers Member

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    Dang. Wish someone knew more about them. That's good money to be saved now but I don't want to have to fight for my money after an accident.
     
  14. FrontRowJoe

    FrontRowJoe Member

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    Agreed. I've filed two claims with Geico, and both were handled AMAZINGLY fast, with repairs done to my complete satisfaction.

    I don't know anything about 21st Century, but it would have to be an incredible deal for me to switch from Geico. What you're talking about is basically only a $20 per-month difference.
     
  15. Yonkers

    Yonkers Member

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    It's actually $40/month. The quote is a 6-month price. And when the cost of insurance is only around $130/month with Geico... $40/month is significant, in terms of percentage at least.
    But I'll probably stick with Geico until I find out more about this new company.
     

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