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What yall be paying for auto insurance

Discussion in 'BBS Hangout' started by Ziggy, Jun 27, 2024.

  1. Ziggy

    Ziggy QUEEN ANON

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    Full coverage, 2 cars (both 2021 or older), 1k deductible, basically $3.6k/year.

    Not including Corvette (Hagerty $70/month).

    Is it really this ****ed now across the board?

    Blaming boomers not presidents or immigrants. Fkyall
     
  2. cheke64

    cheke64 Member

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    It's better to start driving without insurance. You can't hurt nobody driving a prius
     
  3. SuraGotMadHops

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    Insurance premium prices have gone full stupid. 40% increase in my auto premium for the same coverage for two cars, and my homeowner premium went up 100 effing percent!! No claims made on either, no tickets, no accidents, no storm damage, no nada. Increases will happen but these enormous hikes in just one year are a disaster. How are people supposed to keep up with all this?
     
  4. Sajan

    Sajan Member

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    Insurance prices have gone up A LOT.
    My fear now is a lot more people are driving without insurance..
     
    ROCKSS, cheke64 and Buck Turgidson like this.
  5. Buck Turgidson

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    Yes.

    eta: mentioned it before but Germania went so apesh!t on renewal rates that our Germania agent switched us to Progressive, she said they're doing that with a whole bunch of their clients.
     
    #5 Buck Turgidson, Jun 27, 2024
    Last edited: Jun 27, 2024
  6. Os Trigonum

    Os Trigonum Member
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    excellent D&D thread potential
     
  7. DFWRocket

    DFWRocket Member

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    My insurance renews in 33 days. It will stay the same. I switched to AAA last year and do not regret it. It was honestly about the same that we were going to be paying with State Farm, but the difference in the homeowners rates were insane.

    With discounts I'm paying $345.17 a month for full coverage on:
    2020 Kia Sorento (still owe about $5K on it) - Wife driver
    2017 Chevy Traverse (paid off with right at 100K miles) - 51yr old me driving
    2010 Toyota Corolla - 18yr old daughter with 1 minor accident driving.

    I've already double and triple checked that my premium and payments are not changing next month.

    For homeowners, I went down from $2700 a year to $1300 a year for a 1600sq ft home built in 2002. Then I got a new roof and it went down to just over $1000 and I got a rebate check for about $300.

    I was with State Farm for just over 30yrs for auto insurance, and with Farmers for 21yrs with the homeowners insurance. They were both just insurance companies to me, but AAA has been solid and very helpful. Although you do have to pay a membership fee so you can tack on an additional $200 for the family to be members, but it's still way cheaper with the homeowners.
     
  8. jchu14

    jchu14 Member

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    Our premium is $1830 every 6 months for a 2023 VW ID4 and 2022 Ford Escape for 2 drivers. We have nearly perfect driving record (I was in an at fault accident 12 years ago).

    I certainly got a sticker shock when we replaced a 2006 Mazda 3 and 2013 Escape with the new cars last year. The old insurance only cost $1700 per year.
     
    #8 jchu14, Jun 27, 2024
    Last edited: Jun 27, 2024
  9. Ziggy

    Ziggy QUEEN ANON

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    Yall making me feel better. I've had 3 minor claims in 1 year (none my fault). And paying similar.
     
  10. Ziggy

    Ziggy QUEEN ANON

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    Privatize it in states where companies are pulling out, but tax only boomers that vote, to cover it. NEXT
     
  11. Xerobull

    Xerobull ...and I'm all out of bubblegum
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  12. ROCKSS

    ROCKSS Member
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    I switched last year from Allstate to State Farm and saved, I pay $126 a month for just me on a 2022 Buick Envision
     

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