Best Online Banks (Rates, Services)

Silicon Valley Bank

 

Bask Bank is solid.

 

Morgan Stanley has 3.5% or 4% on their savings accounts. Been with them for a while now.

 

There are lots of places that have 4+% on savings nowadays. I even saw one or two that are showing rates of 5%, but savings rates are always fluctuating. You can get around 4.9%-5.1% on 1 to 3-month CD's all the way out to around 5.4% on 1-year CD's with brokered CD's (non-callable). I've just been buying short-term CD's the past several months to stay about 1-1.5% ahead of most savings rates. You may want to check out something like bankrate.com for some rates examples. Wherever you go, just make sure your funds are FDIC-insured.

 

Bank of Hans Gruber

"Sit on a beach and earn 20% before they figure out what went wrong"

 

the banks of the river Charles

 

Frost Bank baby.

 

anyone bank with Credit Human? I see they have branches in SA and NO mostly, just 1 in Houston. Some killer CD rates they got