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Best Online Banks (Rates, Services)

Discussion in 'BBS Hangout' started by pirc1, Mar 20, 2023.

  1. pirc1

    pirc1 Member

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    What online Banks do you use? I see some like Citi, Synchrony that have savings above 4% and CD up to 5%. Any suggestions from your experiences?
     
    #1 pirc1, Mar 20, 2023
  2. Haymitch

    Haymitch Custom Title

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    Silicon Valley Bank
     
    #2 Haymitch, Mar 20, 2023
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  3. pirc1

    pirc1 Member

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    LOL , that is a good one.
     
    #3 pirc1, Mar 20, 2023
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  4. Turbo

    Turbo Member

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    Bask Bank is solid.
     
    #4 Turbo, Mar 20, 2023
  5. Andre0087

    Andre0087 Member

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    Morgan Stanley has 3.5% or 4% on their savings accounts. Been with them for a while now.
     
    #5 Andre0087, Mar 20, 2023
  6. pirc1

    pirc1 Member

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    Thanks
     
    #6 pirc1, Mar 20, 2023
  7. Dr of Dunk

    Dr of Dunk Clutch Crew

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    There are lots of places that have 4+% on savings nowadays. I even saw one or two that are showing rates of 5%, but savings rates are always fluctuating. You can get around 4.9%-5.1% on 1 to 3-month CD's all the way out to around 5.4% on 1-year CD's with brokered CD's (non-callable). I've just been buying short-term CD's the past several months to stay about 1-1.5% ahead of most savings rates. You may want to check out something like bankrate.com for some rates examples. Wherever you go, just make sure your funds are FDIC-insured.
     
    #7 Dr of Dunk, Mar 20, 2023
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  8. Xerobull

    Xerobull ...and I'm all out of bubblegum
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    Bank of Hans Gruber

    "Sit on a beach and earn 20% before they figure out what went wrong"



    [​IMG]
     
    #8 Xerobull, Mar 20, 2023
    Last edited: Mar 21, 2023
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  9. pirc1

    pirc1 Member

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    Thanks
    thanks
     
    #9 pirc1, Mar 21, 2023
  10. pirc1

    pirc1 Member

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    Thanks
     
    #10 pirc1, Mar 21, 2023
  11. Os Trigonum

    Os Trigonum Member
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    the banks of the river Charles

     
    #11 Os Trigonum, Mar 21, 2023
  12. IBTL

    IBTL Member

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    Frost Bank baby.
     
    #12 IBTL, Mar 21, 2023
  13. asianballa23

    asianballa23 Member

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    anyone bank with Credit Human? I see they have branches in SA and NO mostly, just 1 in Houston. Some killer CD rates they got
     
    #13 asianballa23, Mar 22, 2023
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