Ah, didn't think about that. Closing was a new experience for me. It was scheduled for last Friday but the title company had a potential COVID case on a different floor of their building, so they shut the whole place down. I had a mobile notary come to my house on Thursday, signed all the paper work (not much since it was a cash buyer) and got the money wired to me on Friday. First time I've ever bought or sold a property without meeting my realtor in person or closing in person. Strange times..... Such a relief to not be a landlord anymore. Now getting ready to put our primary residence on the market....
This's what I ended up doing : I chose 3 year variable flex 2.45% options to top up 120% annually without penalty can switch to fixed after a year 70 months term This would enable me to make a bridge investment, build equity for near future and swap it for better option when convenient while avoiding tons of interest, I hope I'm not wrong bc it's too late now