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[Official] Joe 2020

Discussion in 'BBS Hangout: Debate & Discussion' started by justtxyank, Apr 25, 2019.

  1. MiddleMan

    MiddleMan Contributing Member

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    Yes.
     
  2. fchowd0311

    fchowd0311 Contributing Member

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    I honestly will never get the appeal. Like you want a man who doesn't even understand the difference between life and health insurance managing the world's largest bureaucracy?
     
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  3. Os Trigonum

    Os Trigonum Contributing Member
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    you've used this statement a bunch lately. Does Trump seriously not understand the difference between life and health insurance or was this an isolated incident more akin to Biden mixing up his wife and sister? I'd be very surprised if someone like Trump doesn't actually know the difference between life and health insurance.

    life and health insurance.jpeg
     
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  4. fchowd0311

    fchowd0311 Contributing Member

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    No, it's from him trying to explain the concept of pre-existing conditions:

    " So preexisting conditions are a tough deal. Because you are basically saying from the moment the insurance, you're 21 years old, you start working and you're paying $12 a year for insurance, and by the time you're 70, you get a nice plan. Here’s something where you walk up and say, 'I want my insurance.' It’s a very tough deal, but it is something that we’re doing a good job of." -DJT

    There is a difference between having a slip of the tongue with wrong names vs trying to explain a concept. The former is a gaff, the latter is a severe misunderstanding of a concept that any adult should know.
     
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  5. FranchiseBlade

    FranchiseBlade Contributing Member
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    I'm not sure why you would be surprised that Trump didn't know the difference.
     
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  6. fchowd0311

    fchowd0311 Contributing Member

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    Because he's a billionaire. Billionares are smart obviously.
     
  7. justtxyank

    justtxyank Contributing Member

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    I don't get why that statement means he confused it for life insurance? I think it's definitely possible he has zero idea how health insurance works.
     
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  8. FranchiseBlade

    FranchiseBlade Contributing Member
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    Which is equally as bad. I think either or possible. It sounds like he doesn't know the difference. I mean he pretty much described in a simplistic manner how life insurance works, but even if he just doesn't have a clue about how health insurance works and he's suing to change health insurance as the leader of the free world, then it isn't more excusable.
     
  9. fchowd0311

    fchowd0311 Contributing Member

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    He made that comment I believe in a press interview and during that same morning of that interview apparently there was a Gerber 12 dollar a year life insurance policy that was being advertised on Fox News.
     
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  10. justtxyank

    justtxyank Contributing Member

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    Haha now I'm a believer. Trumps MO lol.
     
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  11. Os Trigonum

    Os Trigonum Contributing Member
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    no, because he is an employer, and if you've got a lot of employees and have to deal with benefits, you know what health insurance is
     
  12. Os Trigonum

    Os Trigonum Contributing Member
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    never mind, I found my answer, and yes the original statement is a bit more complicated than fchowd makes it out to be:

    https://www.washingtonpost.com/news...alking-about-with-12-a-year-health-insurance/

    What was Trump talking about with $12-a-year health insurance?

    July 20, 2017 at 9:05 a.m. EDT
    Among the many head-scratching comments made by President Trump in his interview with the New York Times on Wednesday, a remark about the ideal price of health insurance was perhaps the most baffling.

    “Once you get something, it’s awfully tough to take it away,” Trump said to the Times’s Maggie Haberman about coverage for preexisting conditions, a key part of the Affordable Care Act (a.k.a. Obamacare).

    “That’s been the thing for four years,” she replied. “When you win an entitlement, you can’t take it back.”

    “But what it does, Maggie, it means it gets tougher and tougher,” Trump said.

    He continued:
    We can get a hint from a comment he made in May to The Economist.
    The part that’s in bold gives us a sense of where he’s going.

    Trump is arguing, it seems, that an insurance system is supposed to be based on people paying in over a lengthy period of time so that, when they need coverage, they’ve already helped offset the costs. He thinks of it, in other words, a bit like life insurance, or Social Security.

    His point, it appears, is that a system where people suddenly have the need for new coverage or coverage that’s expensive from the outset “was not supposed to be the way insurance works.” That’s not really true, of course; for someone born with a heart condition, for example, there was no halcyon period in their 20s when they could pay into the system without needing more back in coverage.

    That’s how health insurance differs from life insurance. Instead of one person paying against his own future needs, it’s a pool of people paying in against their collective future needs. So if you have insurance coverage now while you’re healthy, you’re helping to pay for that young kid with the heart condition — or someone who, in Trump’s formulation, “walks up” and demands insurance.

    Trump’s comment about this not being how insurance works actually undercuts the comment he’d made a few sentences before in that Economist interview, and an argument he presented to Republican senators on Wednesday.

    The point of Obamacare was to increase the number of healthy people paying into insurance pools so that coverage for those with preexisting conditions could be expanded. An insurance program that only covers the very sick would either have to limit coverage or have expensive policies. A program that has healthier people paying in can help keep costs down for those who need it. Healthy people don’t always want to buy insurance, though, which is why Obamacare has a mandate: have insurance or pay a tax penalty.

    Trump’s right: Setting aside a few billion dollars of government money to help cover the costs of those with preexisting conditions in lieu of expanding the pool of participants is not the way it’s supposed to work. But he also doesn’t like the individual mandate, telling those senators that “[p]remiums are so high that 6.5 million Americans chose to pay a fine to the IRS instead of buying insurance, the famous mandate.” The GOP bill, he pledged, would “repeal the individual mandate,” which he hailed as a good thing.

    Which doesn’t make much sense, given his $12/$15-a-year argument. If the ideal system in his eyes is one in which people pay in over the course of their lives, you’re either going to have to mandate that a young person have that coverage or hope that somehow, magically, they’ll decide to do so on their own, despite not being ill. That’s why you end up needing a pool of $8 billion to (partially) offset the difference.

    Oh, also, health insurance costs a smidgen more than $1 a month. Maybe it would ideally by that inexpensive, and Trump’s making a tacit argument about dramatically gutting the costs of medical care. Or maybe he’s proposing a massive investment on the part of government that can absorb nearly all of the cost of coverage for all Americans. Sen. Bernie Sanders would be thrilled.

    Or maybe he’s seen too many commercials on cable news channels about having life insurance for less than the price of a cup of coffee a day.
     
  13. El_Conquistador

    El_Conquistador King of the D&D, The Legend, #1 Ranking
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    [Premium Post]
    Exactly.
    Capitalism is God's way of determining who is smart and who is poor. - R. Swanson

    GOOD DAY
     
  14. NewRoxFan

    NewRoxFan Contributing Member

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    Hmmm... add Val Demings (FL-10) as a VP possibility...

     
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  15. justtxyank

    justtxyank Contributing Member

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    interesting

    not sure if she has any national profile to deliver though
     
  16. NewRoxFan

    NewRoxFan Contributing Member

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    Correct, probably the first time anyone really saw her was during the impeachment trial. Seems to check many boxes (congress, Florida, young, woman, African American, law enforcement background, inspiring biography).

     
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  17. fchowd0311

    fchowd0311 Contributing Member

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  18. fchowd0311

    fchowd0311 Contributing Member

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    I love Trump whisperers. They just know exactly what he means and will have a convoluted answer as if Trump is a deep nuanced thinker. Even in the most friendly interpretation of that comment, it seems like he's confusing core aspects of health insurance with life insurance.

    An employer? Ya, he hires people to take care of that.
     
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  19. Os Trigonum

    Os Trigonum Contributing Member
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    you're a funny guy. aren't you the one who says "Don't assume the worst of people" ?

    "Don't always assume the worst in people."
    --fchowd0311, January 26, 2020
     
  20. fchowd0311

    fchowd0311 Contributing Member

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    Ya, don't. Not on your initial impression. Donald Trump has been in the public limelight for 40 years. We know him. He has many equally dumb incoherent rants and dumb moments.

    I remember just the other day when Trump had his meeting with NIH doctors and researchers. With a straight face with zero sarcastic tone, after the NIH official's briefing, Trump asks him "You take a solid flu vaccine, you don't think that would have an impact, or much of an impact, on corona?"

    Now imagine an adult person is surrounded by the world's leading vaccine experts. He knows they are subject matter experts. Now imagine believing that such a simple idea such as using the flu shot wasn't considered by the world's best vaccine researchers and asking that question seriously.
     
    #1120 fchowd0311, Mar 5, 2020
    Last edited: Mar 5, 2020
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